67 customizable lessons, aligned with National Standards, exams and more.
Read NGPF's school-by-school analysis of financial education in America today
Activities
Advocacy
Behavioral Economics
Best Of
Budgeting
Buying a Car
Career
Checking
Consumer Skills
Credit
Cryptocurrencies
Current Events
Curriculum Announcements
Economics
Entrepreneurship
Edpuzzle
ELL Resources
FinCap Friday
Gambling and Sports Betting
Insurance
Interactive
Investing
Math
Paying for College
Philanthropy
Podcasts
Press Releases
Professional Development
Question of the Day
Savings
So Expensive Series
Taxes
Teacher Talk
Teacher Tips
Here's a tip on how U.S. diners are leaving gratuity.
"Some bad news for full-service restaurant workers: Average full-service restaurant tips fell to 19.1% in Q2 2025, the lowest level Toast has seen in seven years. This is down from an average of 19.4% in Q1 2025. Tips at quick-service restaurants remained flat in Q2 2025 at 15.8% when compared to Q1 2025.
What could be driving the trend? The debate on tipping in the U.S. has been a persistent topic for several years and has recently garnered increased attention with legislative changes at the state, local, and national levels.
The rise of "tipflation" and increased tipping opportunities across industries has been said to lead to "tipping fatigue," ultimately sparking a backlash against tipping. Inflation in recent years can also affect tipping. As menu prices rise, guests may feel less inclined to tip on top of a larger bill."
On the subject of tips, can you make any as an Uber driver? Try this Uber driver simulation in the NGPF Arcade and find out.
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FinCap Friday: Caught in the Web
And We’re Back! PD Opportunities to Kick Off the School Year
Question of the Day: What's the new interest rate on federal student loans?
Question of the Day: What percentage of people get financial advice from social media?
Question of the Day: How many payments does the average consumer make each month?
Kathryn (she/her) is excited to join the NGPF team after 9 years of experience in education as a mentor, tutor, and special education teacher. She is a graduate of Cornell University with a degree in policy analysis and management and has a master's degree in education from Brooklyn College. Kathryn is looking forward to bringing her passion for accessibility and educational justice into curriculum design at NGPF. During her free time, Kathryn loves embarking on cooking projects, walking around her Seattle neighborhood with her dog, or lounging in a hammock with a book.
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