67 customizable lessons, aligned with National Standards, exams and more.
Read NGPF's school-by-school analysis of financial education in America today
Activities
Advocacy
Behavioral Economics
Best Of
Budgeting
Buying a Car
Career
Checking
Consumer Skills
Credit
Cryptocurrencies
Current Events
Curriculum Announcements
Economics
Entrepreneurship
Edpuzzle
ELL Resources
FinCap Friday
Gambling and Sports Betting
Insurance
Interactive
Investing
Math
Paying for College
Philanthropy
Podcasts
Press Releases
Professional Development
Question of the Day
Savings
So Expensive Series
Taxes
Teacher Talk
Teacher Tips
Think you can outsmart the market? Spoiler alert: even the pros rarely do.
Only 8% of equity funds investing in large companies beat the market.
Explanation: 92% of fund managers underperformed the S&P 500. The remaining 8% met or beat the S&P 500.
In an environment characterized by large-cap dominance, it was not surprising to see that a majority of actively managed equity funds underperformed their assigned benchmarks in 2024. Fixed income managers had a mixed year, with pockets of high outperformance. In our largest and most closely watched comparison, 65% of all active large-cap U.S. equity funds underperformed the S&P 500®, worse than the 60% rate observed in 2023 and slightly above the 64% average annual rate reported over the 24-year history of our SPIVA Scorecards.
Across asset classes, underperformance rates typically rose as time horizons lengthened. At the one-year horizon, 7 of 22 equity categories and 11 of 16 fixed income categories saw majority outperformance. Over the 15-year period ending December 2024, there were no categories in which a majority of active managers outperformed.
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Teach students about index funds with the most popular game in the NGPF Arcade, STAX.
Question of the Day: What percent of Americans earning over $150,000 live paycheck to paycheck?
Start the School Year Right
Question of the Day: Guess the percentage of each age group that has their driver's license: 16-year-olds? 18-year-olds?
Question of the Day: What is the average restaurant tip for full-service and quick-service meals?
Question of the Day: What percentage of Americans are very confident that cryptocurrency is reliable and safe?
Kathryn (she/her) is excited to join the NGPF team after 9 years of experience in education as a mentor, tutor, and special education teacher. She is a graduate of Cornell University with a degree in policy analysis and management and has a master's degree in education from Brooklyn College. Kathryn is looking forward to bringing her passion for accessibility and educational justice into curriculum design at NGPF. During her free time, Kathryn loves embarking on cooking projects, walking around her Seattle neighborhood with her dog, or lounging in a hammock with a book.
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