68 customizable lessons, aligned with National Standards, exams and more.
Read NGPF's school-by-school analysis of financial education in America today
Activities
Advocacy
Behavioral Economics
Best Of
Budgeting
Buying a Car
Career
Checking
Consumer Skills
Credit
Cryptocurrencies
Current Events
Curriculum Announcements
Economics
Entrepreneurship
Edpuzzle
ELL Resources
FinCap Friday
Gambling and Sports Betting
Insurance
Interactive
Investing
Math
Paying for College
Philanthropy
Podcasts
Press Releases
Professional Development
Question of the Day
Savings
So Expensive Series
Taxes
Teacher Talk
Let's swipe into today's topic: the cost of carrying a balance on your credit card.
Answer: The average APR for all accounts is 21.67%!
Question:
Here are the ready-to-go slides for this Question of the Day that you can use in your classroom.
Behind the numbers (Lending Tree):
"It’s important to distinguish between average assessed interest and interest across all credit card accounts because nearly half of active credit cardholders carry a balance. The average APR for all accounts in the third quarter of 2024 is 21.76%. That’s up from the second quarter of 2024, when the average was 21.51%.
Arizona State University Launches First-Ever Personal Finance Specialization for K-12 Educators
Halfway to 5,000! Let's Unlock Two More $500 Gift Cards!
Question of the Day: What percent of people shop on Black Friday, Small Business Saturday, and Cyber Monday?
Question of the Day: What percent of Gen Z holiday shoppers plan to shop during Thanksgiving week?
Question of the Day: What's the average cost of a Thanksgiving dinner for ten?
Dave joins NGPF with 15 years of teaching experience in math and computer science. After joining the New York City Teaching Fellows program and earning a Master's degree in Education from Pace University, his teaching career has taken him to New York, New Jersey and a summer in the north of Ghana. Dave firmly believes that financial literacy is vital to creating well-rounded students that are prepared for a complex and highly competitive world. During what free time two young daughters will allow, Dave enjoys video games, Dungeons & Dragons, cooking, gardening, and taking naps.
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