Thanks to Ash Cash, personal finance expert, motivational speaker, author, entrepreneur, teacher and radio show host for participating in the recent NGPF podcast. It’s no wonder he rises every morning at 4am, he’s got a lot going on!
Ash, a former banking executive, transitioned to an entrepreneurial life educating and motivating others to make financially responsible decisions. We first discovered Ash in the process of building our curriculum and included one of his videos, Five Steps to Financial Freedom, in our Budgeting Basics lesson. His energy and motivational message resonated with our students, particularly his point about the importance of having a “side hustle.” In our conversation, Ash discusses how he engages a wide spectrum of audiences; from prisoners at Rikers Island to high school students to corporate executives.
Be sure to listen to this podcast and get his answers to:
- What approaches are most effective in reaching inner-city youth with personal finance education?
- Having worked at both banks and credit unions, how would you describe the differences between these financial institutions?
- How do your use your various platforms to motivate people to change their financial habits?
- What is a “side hustle” and why do you think it is important for young people to have one?
Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.