How To Integrate Personal Finance Content Into Family and Consumer Science Courses

Nov 15, 2017
Entrepreneurship, Investing, Identity Theft, Credit Scores, Credit Reports, Personal Finance

A few days ago, Leah Bratcher, Financial LIteracy Program Coordinator for FCCLA reached out to us with an interesting challenge. Leah helps Family and Consumer Science teachers discover ways to integrate personal finance into their courses, which can range from child development to fashion, interior design to hospitality, and more, all while adhering to different standards. As you can imagine, finding ways to weave personal finance into such a wide variety of subjects while meeting standards can be difficult, to say the least!

Leah graciously sent us over the list of standards she uses, and we found that many NGPF resources could be used in the diverse courses she oversees. We wanted to share these standard-compliant NGPF resources with you all! We hope you find the following list useful in determining which NGPF resource you’d like to use next in your classroom.

And remember, we love hearing about how you used an NGPF resource, so please send us an email or connect with us via social media to let us know how the resource went with your students! Enjoy!


Consumer Services Pathway


NGPF Resource

B2.4 Use organizational procedures and tools, such as business plans, budget/financials, spreadsheets for payroll and inventories, recordkeeping, and communication with consumers.

B5.5 Diagram the effects of identity theft on diverse individuals, businesses, and local economies

B10.5 Compare features, benefits, prices, product information, styles, and performance of goods

B10.6 Plan, produce, and evaluate demonstrations that educate consumers and promote a variety of products

B11.2 Define and identify credit terminology, credit ratings and sources, costs of credit, and risks and benefits of credit

B11.3 Identify ways to resolve credit issues and explain the effect of credit issues on the consumer and the economy

B11.5 Analyze budgets for a variety of individuals and families in accord with estimated income, needs, desires, goals, and lifestyles

B11.6 Analyze, describe, and contrast various types of investments and risk assessment programs

Family and Human Services


NGPF Resource

D2.4 Experiment with organizational procedures and tools, such as business plans, budget/financials, spreadsheets for payroll and inventories, recordkeeping, and communication with consumers

D6.3 Evaluate foods in terms of their economic and nutritional value

D10.4 Develop procedures for shopping, banking, recordkeeping, and other services that will assist clients.

D10.6 Experiment with important consumer information, such as comparison shopping, disclosure on labels, warranties and guarantees, consumer fraud and identity theft, consumer redress, and consumer rights and responsibilities


Personal Services Pathway


NGPF Resource

D7.3 Examine the pros and cons of managing a business

D7.4 Compare and contrast the components that make up a good business plan


Food Service and Hospitality


NGPF Resource

B4.5 Design and interpret business plans including: the mission, vision, target market, location, financing, and the community and ecological context of the business

B12.4 Understand the value of advertising, public relations, social networking, and community involvement

Hospitality, Tourism, and Recreation


NGPF Resource

C9.1 Interpret the cost and other travel considerations involved in creating itineraries to meet client needs, including types of travel, types of fares, basic fare codes, costs, penalty charges, and types of accommodations

C11.6 Plan special events (e.g., meetings, trade shows, fairs, conferences) based on specific themes, budgets, agendas, space and security needs, and itineraries


About the Author

Sonia Dalal