Jul 10, 2020

NGPF Podcast: Dr. Ashley Bowers on the cross-curricular opportunities with personal finance


  • 0:00~1:24 Introduction
  • 1:24~3:25 On teaching junior English
  • 3:25~4:41 Early money lessons 
  • 4:41~6:51 Working at a grocery store and then working as a bank teller  
  • 6:51~10:46 Source of passion for personal finance   
  • 10:46~12:02 Tips for paying off debt and budgeting 
  • 12:02~15:08 Pitfalls of "buy now" and "pay later"
  • 15:08~19:35 Teaching “net worth” and using Mimic Personal Finance
  • 19:35~19:56 A word from NGPF
  • 19:56~23:32 Breaking down net worth
  • 23:32~28:09  Awareness around the issue of student debt
  • 28:09~30:32 The South Carolina Financial Literacy Master Teacher Program 
  • 30:32~31:16 Being named the South Carolina Economics Teacher of the Year
  • 31:16~32:36 The course, High School 101
  • 32:36~33:30 Book recommendations
  • 33:30~34:33 Conclusion




  • “Maybe one thing that is unique about me is that I do incorporate economics [and personal finance] concepts into my English class which sometimes people wonder ‘how’ or ‘why’ or ‘tell me more about this’.”


About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

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