Dec 10, 2017

NGPF Podcast: Tim Talks to Alexis Poggio, a Hollywood High School Student

Alexis reached out to me via email a few weeks back and wanted to talk money. She had a high school research project that she was working on and had a few questions for me about financial education. Based on the depth of her questions and her resourcefulness in getting sources for her report (this was a first!), I had my own questions. Listen to the podcast to get answers to these and more:

  • Why is she interested in personal finance?
  • How did a personal finance course that she took her junior year make a difference? 
  • How did her research report help her in making decisions in her life, particularly her higher education plans? 
  • What were the biggest insights while she was doing her research? 


  • 0:00–1:26: Introduction
  • 1:27–3:05: Alexis' senior project on financial literacy
  • 3:06–5:21: Why Alexis chose this as her topic
  • 5:22-7:17:  Saver or Spender? 
  • 7:18-9:27: Lessons learned at Baja Fresh 
  • 9:27-10:43: Early money lessons
  • 10:44-12:04 : What to include in the research report? 
  • 12:05-15:02: Talking to friends and co-workers about money 
  • 15:03-15:24: A word from our sponsor, Next Gen Personal Finance
  • 15:25-17:26: Credit scores and credit cards
  • 17:27-19:29: College plans
  • 19:30-21:29: The teaching experience Alexis is getting in high school 
  • 21:30-23:11: How to make personal finance engaging for young people
  • 23:12-25:43: Tips on landing that first job 
  • 25:45-26:55: Conclusion

Websites mentioned:

Alexis's "Financial Literacy for Teens" report

Notable Quotes:

  • “Every kid should be taught this during high school...I feel that I would be more prepared after high school." 
  • "Didn't know how important it is to keep your credit score very high and how I can do that." 
  • "Making money isn't easy...hard to find a job without work experience." 
  • "...make it relevant to students' lives...not going straight to retirement." 


About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

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