Category: Stocks

This 48 Minute Podcast Explains The Investing Revolution

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Aug 01, 2017
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Index Funds, Research, Investing, Stocks
Teachers often complain that investing is one of their most challenging topics to teach and surprise, surprise, it is an area that students struggle with understanding too. So much jargon (P/E ratios, dividends, IRRs, oh my), so many choices (thousands of stocks and mutual funds to choose from) and so little experience. It’s no wonder that it can seem so overwhelming. Yet there is another way to think about investing and it has one major difference from the existing way that it is taught...

Videos, Videos, Videos

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Jul 23, 2017
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Cryptocurrencies, Career, Stocks, Current Events, Video Resource, Entrepreneurship, Retirement
Stumbled upon this video trove on Ozy this morning that had some short, relevant and engaging videos that I thought your students might enjoy. Many of them ask provocative questions that can be good entry points for a class discussion: Future of Money (3:03) In your own words, what is bitcoin and other cryptocurrencies? Why is it popular? What is an example of an “intermediary” in the money business that bitcoin is trying to eliminate? Where do you think that you will keep your...

Question: How Risky Is The Stock Market?

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Jul 20, 2017
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Behavioral Finance, Question of the Day, Research, Index Funds, Investing, Stocks, Chart of the Week
Answer: It depends on your time horizon. Short term, it’s risky. Long-term, not so much. Great chart here (from Barclays) demonstrates how your probability of making money (“gains”) in the stock market increases the longer your time horizon: “This chart shows the proportion of gains and losses we observe for the same investment (the MSCI World Developed Equities Index) as we change our monitoring horizon from 1 day to 5 years:” Let me explain: First, the MCSI...

Cartoons: What Can Dilbert Teach Us About Investing?

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Jul 18, 2017
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Cartoons, Research, Index Funds, Investing, Teaching Strategies, Stocks, Current Events
I was doing some research for an upcoming presentation and looking for ways to bring some levity to that “heavy” topic of investing. I didn’t realize that Dilbert could be such a great source of investing advice but I found myself nodding my head in agreement as I enjoyed this series of cartoons: Message: Don’t mistake an increase in the stock price with “pure genius” when your stock pick may have benefitted from an overall increase in the level of the stock...

What is Your Favorite NGPF Resource? We Asked 12 Educators at NGPF Summer Institute And...

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Jul 17, 2017
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Activities, Credit Scores, Activity, Credit Cards, Investing, Stocks, Credit Reports, Generosity, compound interest
here is what they said. Day 1 of our July Summer Institute and we wanted to share with the community the top picks of these outstanding educators. But first, we asked them to explain a few things about this resource. Click on the link listed under Picture of Poster for educator answers to questions about their favorite resource, including: Why is this your favorite? What modifications (if any) did you make? How did the resource work in your classroom? What other feedback would you like to...

NGPF FAVORITES: Our Best OFF TO COLLEGE Resources

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Jul 07, 2017
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Activities, Credit Scores, Activity, Behavioral Finance, Career, Paying for College, Budgeting, Savings, Student Loans, Stocks, Current Events, Interactive
This month’s NGPF Favorites List comes from Sid Sharma – one of NGPF’s veteran “Power Interns” who has been with us for 3 years. Sadly, we will wish him well as he heads off to college this fall! We wanted Sid to reflect on his NGPF experience (he has literally “touched” every element in the NGPF curriculum) and highlight the resources that have enabled him to become the knowledgeable, action-oriented, process-innovator that he is today!...

Chart: How Are Millennials Investing Their Money?

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Jun 27, 2017
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Chart of the Week, Question of the Day, Research, Personal Finance, Investing, Stocks, Current Events, Math, compound interest
Hat tip to The Reformed Broker for this thought-provoking chart which will get your students thinking about the importance of asset allocations: Questions for students: Note: Equities are synonymous with stocks, fixed income means bonds, think of cash as a savings/checking account and alternatives would be alternative investments like hedge funds or private equity. What are the top four assets that millennials are investing in? Now rank the assets from highest to lowest historical return....

The Retail Industry Changed Last Week...NGPF Has Resources Aligned To These Current Events

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Jun 18, 2017
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Current Events, Career, Index Funds, Investing, Financial Literacy, Stocks, Purchase Decisions, Economics
This has been a big week of news related to the Retail Industry in the U.S., with implications for the economy, jobs, shoppers, and investors. This post will explain the big events for the week, their implications for you and your students while also providing activities and lessons that are aligned to these current events. What’s Happening? US Retail Sales declined month-over-month in May, suffering its biggest decline in 16 months.  Coupled with lower inflation, this data suggests...

NGPF's Top 15 Activities, Courtesy of Jessica Endlich

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Jun 06, 2017
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Activities, Activity, Budgeting, Personal Finance, Savings, Stocks, Video Resource, Case Study, Interactive
Given the comprehensive nature of our website (full disclosure: Sometimes I forget that we have certain projects/activities/data crunches/blog posts….), teachers often ask us “OK, but what are the best resources that you can recommend?” At that point, we typically turn to Jessica and she always has a few ideas to recommend. So, this month, we asked Jessica to provide us with her “Best of NGPF” specifically for the last days of school. The responses we got from...

A Whiff of Nostalgia: What The Heck Happened To Sears?

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Jun 06, 2017
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Article, Question of the Day, Research, Investing, Stocks, Current Events, Entrepreneurship
Ok, I’m dating myself here but had to include this story for those of my generation who recall the glee that came when the postman delivered the Sears catalog in time for the holiday season. I also recall 20 years ago getting the call to come to Chicago to Sears HQ to hear executives describe to investors that all was OK despite the billions in write-offs they announced overnight in their credit card unit (note to self: when retailers are worried about hitting their sales targets, they...

Question: What Happened To Snapchat (The Investment)?

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May 17, 2017
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Stocks, Behavioral Finance, Question of the Day, Research, Investing, WebQuest, Current Events
Investors loved the IPO (shares shot up from IPO price of $17 to $29 at one point on the first day of trading) but when it came time to announce their first quarterly results as a public company, well….I will let the chart from YahooFinance do the talking: Ben Carlson, a blogger, titled a recent blog post on this disappointment: A Good Lesson For Millennial Investors. So, what did it teach them? It’s still too early tell whether Snapchat will be a successful investment or company but...

Interactive: Which Tech Giant Would You Drop?

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May 15, 2017
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Interactive, Activity, Personal Finance, Investing, Stocks, Current Events, Chart of the Week, Activities
Here’s a fun and quick interactive from NY Times to get your students thinking about the pervasiveness of technology companies in their lives. Students are forced to rank order the importance of the top five tech companies in their lives by selecting the order by which they would give them up (if forced by an evil monarch:) The five companies: Alphabet (Google is one of their subsidiaries), Amazon, Apple, Facebook and Microsoft (interesting that three start with the letter...

Question: How Much Cash Does Apple Have in the Bank?

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May 02, 2017
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Stocks, Question of the Day, Investing, Current Events, Article
Answer (from WSJ; subscription): About $250 billion! A truly amazing stat that had to be shared. Here’s how it has grown over time: Questions for students: Looking at the chart, what seems to be the milestone for the company that has led to Apple gushing cash? Where is most of the money held? US or foreign subsidiaries? Why not just return all the money back to the U.S.? What countries have a GDP of about $250 billion? What are Apple’s options on how they can use this stockpile?...

NGPF Podcast: Tim Talks To Prof. Meir Statman About Behavioral Finance

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Apr 20, 2017
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Behavioral Finance, Research, Investing, Teaching Strategies, Stocks, Current Events, Podcasts
I enjoyed my recent conversation with Finance professor Meir Statman of Santa Clara University, which is just down the street from the NGPF offices. Meir conducted some of the earliest research in what we now know as behavioral finance. He discusses his book, Finance for Normal People, and shares his insights about how investing should be taught in school (spoiler alert: Keep It Simple!). He also describes his approach to playing the stock market game and why fees matter so much when...

Think You Can Pick A Mutual Fund That Can Beat the Market? Think Again And Buy An Index Fund Instead!

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Apr 16, 2017
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Index Funds, Question of the Day, Research, Stocks, Current Events, Chart of the Week, Math
Based on this recently analysis, go ahead and buy an index fund. Over any recent time period (1, 3, 5, 10 and 15 years) you would have trounced actively managed funds. Of course, “past performance is no guarantee of future results,” however, when you see the persistence of index fund success over short, medium and long-term periods, and the primary reason for it (they carry lower fees), I would put my money (and do) on this trend continuing. Chart from SPIVA U.S. Scorecard...

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