Mar 20, 2019
Video Resource, Credit Cards, Financial Scams, Compound Interest, Investing, Stocks
I wanted to share some cool new videos that we have come across in our travels:
Three Psychological Tricks to Help You Save Money (TED Talks; 5 minutes); hat tip to Yanely for connecting us to Wendy; hope to have her on podcast in the future.
Backgrounder on the Payday Lending industry (PBS NewsHour; 4 minutes); good opportunity to discuss the financial pitfalls of payday lending, it's fee structure and the role of regulation in consumer protection.
Mar 11, 2019
Question of the Day, Investing, Stocks
Hat tip to Beth Tallman for the idea for this question!
Snap just marked its second anniversary since going public on March 2, 2017 at a price of $17/share. Today it trades at $9.48, a 44% drop from its IPO price so investors who bought the IPO hype are licking their wounds.
Facebook went public on May 18, 2012 at a price of $38/share. Two years later, it was about $61/share, a 60% increase from its IPO price and as of March 8, 2019 the stock trades at $169. ...
Feb 26, 2019
Chart of the Week, Stocks
Great graphic that displays the economic transformation that has occurred since 1900 based on the industry composition of the stock market.
From Visual Capitalist:
What industry has seen the most dramatic decline since 1900? Can you explain the change in that industry?
Which industry has seen the largest increase (and didn't even exist in 1900)?
What do you think this chart would look like in 2100? Explain your reasoning.
Feb 19, 2019
Chart of the Week, Investing, Stocks, Behavioral Finance
From Retirement Field Guide, comes a chart showing the stock chart for an S&P 500 ETF (which tracks S&P 500 Index) from 2012 to present with quotes from noted pundits.
Click on the chart to get a larger version that is easier to read:
How much has the S&P 500 risen over this period?
Why do you think that so many experts may have been expecting a crash in 2012? (Hint: what happened a few years earlier?)
What is it about the stock market that makes us...
Feb 12, 2019
Interactive, Investing, Stocks, Index Funds
Hat tip to Vadas at Abnormal Returns for pointing out this article from Behavioral Investment about why we make stupid investment decisions.
The article lays out nine reasons why normally rational, thoughtful people make what he describes as "sub-optimal" investment decisions. As I read through the list, I realized how our investing game STAX (over 160,000 game plays since November launch) gives students an opportunity to make a lot of stupid decisions which they hopefully will learn from...
Jan 21, 2019
Investing, Stocks, Behavioral Finance
Here's a Kahoot ("Stock Prices: Up or Down?") for students to test their intuition on how news about popular companies affects their stock prices on the day of the announcement. Students love making predictions and this game has some surprising results which will lead to some interesting discussion. Each question takes the form of company news and students predict how the stock price moved on the day the news came out.
What's the objective of this interactive? For students to...
Jan 04, 2019
Personal Finance, Checking Accounts, Investing, Stocks, Mortgages, Paying for College, Economics
Happy New Year! Our first reading list of the year includes a couple of pieces that take a look back at 2018, including the wild ride on the stock market, as well as some "newer" news. Enjoy!
Our friend Barbara O’Neill provides a great overview of what happened in the world of Personal Finance in 2018. (Journal of Financial Planning)
Beth Kobliner examines a Brooking Institute report on Artificial Intelligence and relates it to Financial Literacy....
Dec 20, 2018
FinCap Fridays, Savings, Credit Cards, Student Loans, Stocks
The Federal Reserve hiked interest rates earlier this week which provided an awesome opportunity for a FinCap Friday focused on that event. How do the decisions of this august body percolate through the economy? Check out this FinCap Friday including Yanely's awesome explainer video to learn more:
Looking for more FinCap Fridays? There's more where this came from! Check out the other seventeen here. ...
Dec 08, 2018
Personal Finance, Behavioral Finance, Stocks, Current Events
I had so much fun skimming through my favorite bloggers and curators that I thought I would provide a bonus edition of "what I'm reading..."
Hat tip to the Tadas at Abnormal Returns and Barry at Big Picture Blog. They make curating these awesome articles on Friday soooooo much easier. Thanks!
Here's what caught my attention this week:
State of Financial Education
Bureau of Consumer Financial Protection (the agency formerly know as the CFPB) releases their Annual Report on...
Nov 23, 2018
Investing, Personal Finance, Parent Conversations, Current Events, Stocks
Hope you all enjoyed Thanksgiving! For those of you NOT involved in Black Friday Shopping, here is some light reading you might enjoy if you aren't up for football!
Tech stocks have taken a big hit in this “market correction.” There are some great graphical representations about tech stock market capitalization here. (WSJ)
Here is the Visual Capitalist Chart of the Week with a different view of FAANG stocks in the bear market.
What are Value Investors now thinking about...
Nov 14, 2018
Parent Conversations, Credit Cards, Paying for College, Career, Checking Accounts, Stocks
I often hear this question from friends and family, "How can I teach my kids about money?" While we developed our website and resources with a classroom teacher in mind, they work well at home too. I think milestones present great opportunities for this learning to take place between parent/guardian and child.
Here are ten money milestones in the life of a teenager with a link to a favorite NGPF resource (or two) that can help kids "learn by doing."
Opening a bank account
Oct 05, 2018
Podcasts, Investing, Stocks, Research
Read a Morgan Housel blog post and you'll get an engaging yarn, an analogy that simplifies a complex financial topic, and perhaps even a history lesson or in-depth look at the behavioral tics that make us human. Having graduated just prior to the Great Recession, Morgan cut his teeth at the Motley Fool prior to his recent gig as a partner at the Collaborative Fund, a venture capital firm. He’s written over 3,000 articles in the past decade, and he’s amassed quite the Millennial...
Sep 16, 2018
Question of the Day, Investing, Stocks, Behavioral Finance
When do you think you will start investing in the stock market? Explain your answer.
Why do you think that the percentage of young people investing in stocks has dropped so much since 2001-2002?
Why do you think a higher percentage of those over 35 years old invest in the market compared to those under 35?
Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.
Behind the numbers (Gallup Poll):
Aug 30, 2018
Investing, Question of the Day, FinCap Fridays, Stocks, Compound Interest, Current Events, Savings
We know your students have a fascination with the stock market. Use the market's recent record-breaking performance to start a discussion about the pros/cons of investing. Learn more in the third installment of FinCap Friday, The Raging Bull.
For a quick refresher, our FinCap Fridays include...
A five question Kahoot!
A 90 second video providing details about the current event and explaining why it matters to students
A discussion prompt
Activity ideas to extend the learning...
Aug 12, 2018
Question of the Day, Investing, Stocks, Current Events
Here's a chart that shows their incredible increase in value over the past 18 years:
Which Apple product do you think has had the largest impact on the value of the company?
Looking at the graph, if someone had invested $100 in Apple stock in 2000, how much would it be worth in 2018?
Based on the graph, was the iPhone an initial success?
What company do you think might be the next to $1 trillion? Explain your answer.
Click here for the ready-to-go...