Reading List for Feb 2-3

Feb 01, 2019
Economics, Investing, Taxes, Retirement, Budgeting


  • A whopping 304,000 jobs were added in January, but December’s 312,000 was revised down to 222,000. Get all the details here: (NYT)


  • State Street basically invented the ETF, so why has its share of the ETF market steadily declined over time. (WSJ)
  • December market performance was the worst since the Great Depression, but January was the best in 30 years!!! Talk about volatility! (CNBC)


  • Do your budgeting lessons include covering hospital bills? These stats are pretty shocking (hospital bills take a larger percentage of average family’s income than taxes.) (Forbes)
  • Interesting chart showing how prices of things have changed over 20 years. (


  • Tax refunds in 2018 may not be as large as the average taxpayer expects: many should have adjusted their withholding given the change in the tax laws. (Fox Business

Higher Education

  • Read about research uncovering what impact pressure on universities to enroll more low-income students has actually had on that target demographic. (Inside Higher Ed)
  • Cutting “list price” of tuition (and cutting discounting) so as not to scare off potential applicants pays off, as many people don’t realize few actually pay the list price. (WAPO)
  • A slow down in endowment growth exacerbates tough financial times at colleges and universities. (WSJ)
  • The college student dining experience runs from robot-delivered food to soup kitchens. (Marketwatch)


  • Here is an interesting take on retirement in today’s world. (Forbes)
  • Struggling to come up with a spending budget for retirement? Here is what the average retiree spends by category. (Barron’s)
  • Signing up for Medicare is complicated, especially if you work past 65. (NYT)


  • Two-factor authentication might not be enough to keep your accounts safe. (NYT)
  • Why Apple products keep increasing in price, and some advice on how to get them for less. (NYT)


About the Author

Beth Tallman

Beth Tallman entered the working world armed with an M.B.A. in finance and thoroughly enjoyed her first career working in manufacturing and telecommunications, including a stint overseas. She took advantage of an involuntary separation to try teaching high school math, something she had always dreamed of doing. When fate stepped in once again, Beth jumped on the opportunity to combine her passion for numbers, money, and education to develop curriculum and teach personal finance at Oberlin College. Beth now spends her time writing on personal finance and financial education, conducting student workshops, and developing finance curricula and educational content. She is also the Treasurer of Ohio Jump$tart Coalition for Personal Financial Literacy.