Nov 25, 2022

NGPF Podcast: Courtney Poquette, Jeanette Albert and Elena Indman on teaching personal finance to refugee populations

Thanks to Courtney (Winooski High School in Vermont) and Elena and Jeanette (Mather High School in Illinois) for sharing their insights on the challenges and the rewards of teaching money skills to ELL students. Enjoy! 



  • 0:00~1:52 Introduction
  • 1:52~6:42 Educators’ backgrounds and the schools they teach at
  • 6:42~9:45 Passion for personal finance
  • 9:45~16:22 Biggest challenges 
  • 16:22~20:57 Nuances when teaching ELL students
  • 20:57~28:10 Students teaching parents
  • 28:10~31:15 First day of class activity idea
  • 31:15~35:52 Student business ideas
  • 35:52~39:09 Favorite resources
  • 39:09~44:46 Explaining credit scores
  • 44:46~46:31 Conclusion



  • "We have to teach these kids about bank accounts, debit cards, and the dangers of signing up for credit cards in every place and that your credit score can even keep you from getting a job."

About the Authors

Ren Makino

Ren has been working part-time at NGPF since 2014, interning through high school and college. With his knowledge growing alongside NGPF, after graduating from college in 2020, he joined the team to work full-time. He is also the producer of the NGPF podcast. During his free time, he likes to try out coffees from different roasters across the world.

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

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