May 27, 2026

Question of the Day: Do consumers send more money through Zelle or spend more money on Amazon?

You might be surprised by the answer. 

Answer: Send more money through Zelle. $2.3 million sent every minute through Zelle vs. $512,000 spent every minute on Amazon's direct online sales.

Questions: 

  • Which payment app, if any, do you use to send money to friends?
  • Why do you think Zelle moves more money than Amazon?
  • How is sending money on Zelle different from using your debit card to buy something?

Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.

Behind the numbers (Zelle and Amazon): 
"Last year, Zelle helped millions of American consumers and small business send $1.2 trillion. Zelle uses billions of ‘Trust Signals’ that allow us to identify patterns, pinpoint criminals and block scammers from using Zelle."

 "Amazon SEC filing Note 10 - 2025 Online Store sales (in millions)  - $269,287"

 

About the Author

Dave Martin

Dave joins NGPF with 15 years of teaching experience in math and computer science. After joining the New York City Teaching Fellows program and earning a Master's degree in Education from Pace University, his teaching career has taken him to New York, New Jersey and a summer in the north of Ghana. Dave firmly believes that financial literacy is vital to creating well-rounded students that are prepared for a complex and highly competitive world. During what free time two young daughters will allow, Dave enjoys video games, Dungeons & Dragons, cooking, gardening, and taking naps.

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