NGPF Podcast: Kavya Ravikanti on helping fellow college students with their finances

May 15, 2020
Podcasts, Advocacy, Personal Finance

Kavya Ravikanti noticed that many of her college friends at the University of Virginia had questions about money. She decided to do something about it and founded a website, Young, Not Broke. In this podcast, Kavya describes her early money lessons, her knack for entrepreneurial ventures and how she uses storytelling to teach important money concepts. Enjoy! 


  • 0:00~1:05 Introduction
  • 1:05~3:49 Current situation for Kavya
  • 3:49~7:10 Early money lessons
  • 7:10~8:16 Deciding what to major in
  • 8:16~11:09 Motivations behind starting Young, Not Broke
  • 11:09~11:33 A word from NGPF
  • 11:33~12:21 Coming up with the name “Young, Not Broke”
  • 12:21~13:23 Using the blog to tell stories
  • 13:23~14:42 One of Kavya’s favorite blog posts
  • 14:42~16:05 “Don’t Skip the Guac” 
  • 16:05~17:56 What are college students interested in?
  • 17:56~19:12 Main lessons learned while writing posts
  • 19:12~20:48 Most gratifying moments
  • 20:48~21:35 What Google Analytics says about the website
  • 21:35~22:31 Conclusion 



  • “I didn’t really relate to a lot of the stories that were being told or a lot of the examples that people use to talk about personal finance in their day to day life. As a college student, I didn’t necessarily have a stable paycheck coming in, I wasn’t planning for a family, I wasn’t thinking about buying a house, and I think these are the stories you hear a lot about. But, it didn’t mean I couldn’t do anything with the little bit of money that I had.”


More great student podcast guests:


About the Authors

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

Ren Makino

Ren has been working part-time at NGPF since 2014, interning through high school and college. With his knowledge growing alongside NGPF, after graduating from college in 2020, he joined the team to work full time with a focus on teacher onboarding. He is also the editor of the NGPF podcast and makes sure it is accessible to teachers on iTunes, Stitcher, and Google Play Music. During his free time, he likes to try out coffees from different roasters across the world and try out new brewing methods, even though personal finance gurus tend to caution against buying a cup of joe.