NGPF Podcast: Winston Justice on the transition from the NFL to the world of finance

Jun 26, 2020

Winston Justice is always thinking ahead and preparing for the future...whether it was choosing football despite his basketball ambitions in high school or planning for life after the NFL. He's also someone who has a strong ethos of "giving back." As the winner of the prestigious Walter Payton Philadelphia NFL Man of the Year award, Winston was recognized for his contributions off the field which he shares in our conversation. Finally, Winston details why he cares so much about financial education and the effort he put into making the transition from football to Bernstein Private Wealth Management where he is a Vice President. Enjoy!


  • 0:00~1:33 Introduction
  • 1:33~3:32 Current job
  • 3:32~6:39 Early money lessons and jobs
  • 6:39~7:41 Source of passion for personal finance
  • 7:41~9:43 Starting to play football
  • 9:43~13:04 Playing football at USC
  • 13:04~16:33 Getting the first NFL contract
  • 16:33~17:46 Crossing paths with Jamal Mashburn
  • 17:46~20:09 Thinking about life after football
  • 20:09~20:33 A word from NGPF
  • 20:33~23:10 Athletes and money 
  • 23:10~27:58 Winning the Walter Payton award and volunteering in Haiti
  • 27:58~29:48 Choosing organizations to be a part of 
  • 29:48~34:37 Transitioning from football to the business world
  • 34:37~37:07 What investors are worried about during this pandemic
  • 37:07~43:09 On the Black Lives Matter movement
  • 43:09~44:50 Conclusion


  • “Education in terms of finances I think is pivotal to closing that equality gap. I just think growing up a lot of the world just wasn’t existent for me. I didn’t know what a stock or a bond was growing up, not because I wasn’t a smart kid but I just didn’t know that part of the world existed.  So if you bring that possibility of a different world to people who haven’t been exposed to that, that’s what gets me really excited about sharing new possibilities and even futures for kids.”

About the Authors

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

Ren Makino

Ren has been working part-time at NGPF since 2014, interning through high school and college. With his knowledge growing alongside NGPF, after graduating from college in 2020, he joined the team to work full time with a focus on teacher onboarding. He is also the editor of the NGPF podcast and makes sure it is accessible to teachers on iTunes, Stitcher, and Google Play Music. During his free time, he likes to try out coffees from different roasters across the world and try out new brewing methods, even though personal finance gurus tend to caution against buying a cup of joe.