About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her soon-to-be 7 nieces and nephews!

Author: Yanely Espinal

FinCap Friday: Protection or Deception?

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Sep 24, 2020
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FinCap Friday
This week's episode dives into the topic of overdraft fees and how banks have been using shady practices in order to collect overdraft fees one way or another. About 30% of Americans with checking accounts pay overdraft fees and over the past few years the average fee for overdrawing your account has been steadily increasing. A recent incident with a major bank being responsible for paying a hefty penalty to the CFPB for breaking the rules with overdraft fees has brought this topic into the...

FinCap Friday: The $1 Billion Merger

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Sep 17, 2020
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FinCap Friday
This week on FinCap Friday, we are taking a look at recent news about a new bank merger. Two existing banks will unite to create the largest Black-owned bank in America. This is a buzzing topic in the media because the number of Black-owned financial institutions has decreased since the early 2000's. How many Black-owned banks remain today? How much money will the new bank have after this merger? Find out in this week's episode below:  If you're short on time, try our simplified FinCap...

FinCap Friday: Friending, Then Spending

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Sep 10, 2020
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FinCap Friday
In this FinCap Friday episode we dive into some recent data about social media usage, particularly among teens. There are several negative correlations linked with higher usage of social media, but what are they specifically? Is there anything that people can do to take action and prevent the negative outcomes or decrease the likelihood of the negative outcomes in their own lives? Find out more about this and more in this week's FinCap Friday: If you're short on time, try our simplified FinCap...

FinCap Friday: The $10 Million Deposit

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Sep 03, 2020
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FinCap Friday
This week on FinCap Friday, we look at the recent news about deposit made in the amount of $10 million at a Black-led credit union in Mississippi. The deposit was made by a major corporation in response to the demand for racial and economic justice surrounding the Black Lives Matter movement. Which corporation made this major money move? How will this affect the community-owned financial organization selected? Find out in this week's FinCap Friday: If you're short on time, try our...

FinCap Friday: Wanna Split an Apple?

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Aug 27, 2020
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FinCap Friday
Back by popular demand: FinCap Friday is in full effect for a brand new season! For the EdPuzzle version of this resource, click here! This FinCap Friday episode dives into the latest news from two of the largest companies in the US stock market, Apple and Tesla. Both companies made the exact same announcement in the summer of 2020 about a move they decided to make. These announcements have been headlining all printed and online news as well as television and radio! What is this announcement and...

NGPF Fellows: Personal Finance Student of the Year Award 2019-2020, Edition 17

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Aug 26, 2020
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NGPF Fellows
Each year, NGPF Fellows have the option to award a Personal Finance Student of the Year Award to a student who has demonstrated outstanding contributions in their personal finance class during the school year. We're showcasing new winners each Wednesday, Thursday and Friday here on the blog throughout the summer.   Students are selected based on the following criteria: Student has taken a personal finance class in the 2019-2020 school year that was taught by the...

NGPF Fellows: Personal Finance Student of the Year Award 2019-2020, Edition 16

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Aug 19, 2020
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NGPF Fellows
Each year, NGPF Fellows have the option to award a Personal Finance Student of the Year Award' to a student who has demonstrated outstanding contributions in their personal finance class during the school year. We're showcasing new winners each Wednesday, Thursday and Friday here on the blog throughout the summer.   Students are selected based on the following criteria: Student has taken a personal finance class in the 2019-2020 school year that was taught by the...

NGPF Fellows: Personal Finance Student of the Year Award 2019-2020, Edition 15

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Aug 11, 2020
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NGPF Fellows
Each year, NGPF Fellows have the option to award a Personal Finance Student of the Year Award' to a student who has demonstrated outstanding contributions in their personal finance class during the school year. We're showcasing new winners each Wednesday, Thursday and Friday here on the blog throughout the summer.   Students are selected based on the following criteria: Student has taken a personal finance class in the 2019-2020 school year that was taught by the...

NGPF Fellows: Personal Finance Student of the Year Award 2019-2020, Edition 14

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Aug 06, 2020
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NGPF Fellows, Financial Literacy
Each year, NGPF Fellows have the option to award a Personal Finance Student of the Year Award' to a student who has demonstrated outstanding contributions in their personal finance class during the school year. We'll showcase new winners on Wednesday, Thursday and Friday here on the blog throughout the coming summer weeks.    Students are selected based on the following criteria: Student has taken a personal finance class in the 2019-2020 school year that was taught by...

NGPF Fellows: Personal Finance Student of the Year Award 2019-2020, Edition 13

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Aug 05, 2020
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NGPF Fellows, Financial Literacy
Each year, NGPF Fellows have the option to award a Personal Finance Student of the Year Award' to a student who has demonstrated outstanding contributions in their personal finance class during the school year. We'll showcase new winners on Wednesday, Thursday and Friday here on the blog throughout the coming summer weeks.    Students are selected based on the following criteria: Student has taken a personal finance class in the 2019-2020 school year that was taught by...

NGPF Fellows: Personal Finance Student of the Year Award 2019-2020, Edition 12

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Aug 04, 2020
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NGPF Fellows, Financial Literacy
Each year, NGPF Fellows have the option to award a Personal Finance Student of the Year Award' to a student who has demonstrated outstanding contributions in their personal finance class during the school year. We'll showcase new winners on Wednesday, Thursday and Friday here on the blog throughout the coming summer weeks.    Students are selected based on the following criteria: Student has taken a personal finance class in the 2019-2020 school year that was taught by...

NGPF Fellows: Personal Finance Student of the Year Award 2019-2020, Editions 10 + 11

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Jul 30, 2020
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NGPF Fellows, Financial Literacy
Each year, NGPF Fellows have the option to award a Personal Finance Student of the Year Award' to a student who has demonstrated outstanding contributions in their personal finance class during the school year. This week we are combining 2 winners to wrap up the week! We'll continue to showcase new winners each Wednesday, Thursday and Friday right here on the blog throughout the coming summer weeks.    Students are selected based on the following criteria: Student has...

NGPF Fellows: Personal Finance Student of the Year Award 2019-2020, Edition 9

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Jul 28, 2020
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NGPF Fellows, Financial Literacy
Each year, NGPF Fellows have the option to award a Personal Finance Student of the Year Award' to a student who has demonstrated outstanding contributions in their personal finance class during the school year. We'll showcase one student each Wednesday, Thursday and Friday right here on the blog throughout the coming summer weeks. Except this week, we are wrapping up with a TREAT - not one, but two winners in the same school! Shout out to NGPF Fellow, Amy McCabe for matching...

NGPF Fellows: Personal Finance Student of the Year Award 2019-2020, Edition 8

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Jul 23, 2020
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NGPF Fellows, Financial Literacy
Each year, NGPF Fellows have the option to award a Personal Finance Student of the Year Award' to a student who has demonstrated outstanding contributions in their personal finance class during the school year. We'll showcase one student each Wednesday, Thursday and Friday right here on the blog throughout the coming summer weeks.    Students are selected based on the following criteria: Student has taken a personal finance class in the 2019-2020 school year that was...

NGPF Fellows: Personal Finance Student of the Year Award 2019-2020, Edition 7

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Jul 21, 2020
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NGPF Fellows, Financial Literacy
Each year, NGPF Fellows have the option to award a Personal Finance Student of the Year Award' to a student who has demonstrated outstanding contributions in their personal finance class during the school year. We'll showcase one student each Wednesday, Thursday and Friday right here on the blog throughout the coming summer weeks.    Students are selected based on the following criteria: Student has taken a personal finance class in the 2019-2020 school year that was...