About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her soon-to-be 7 nieces and nephews!

Author: Yanely Espinal

FinCap Friday: Summer Jobs

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Jun 13, 2019
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FinCap Fridays
In this FinCap Friday, we go over trends regarding teens working summer jobs. In the past, the summer has been seen as an opportunity to stack up some cash, but trends are showing that the summer is starting to be viewed in a different light! Play this FinCap Friday to find out what some of these new trends in summer teen employment are. If you're short on time, try our FinCap Friday (No Tech) here! Questions are embedded directly into the slide deck.  -----------------...

FinCap Friday: Rent Your Drobe

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Jun 06, 2019
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FinCap Fridays
In this FinCap Friday, we take a look at a trend that is increasing year after year in the world of fashion. Many are even going as far as calling it the "future of fashion!" From individual people renting their clothing to entire companies building businesses on the idea of re-useable fashion wear, renting your clothes rather than buying them is becoming more and more popular. Want to find out why? Play this week's FinCap Friday below: If you're short on time, try our No-Tech version of FinCap...

FinCap Friday: Campfire Tales

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May 30, 2019
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FinCap Fridays
This week's FinCap Friday takes a look at a news story that keeps surfacing every now and again. As rare as it may seem, a medical emergency is something that we should be prepared to handle. Many people don't plan ahead or think about how to protect themselves and their families until it's too late! Find out more about the medical emergency that was even scarier than most below:  If you prefer not to use the online Kahoot quiz, we've added a no-tech version here, with the questions...

FinCap Friday: Greatest Graduation Gift

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May 23, 2019
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FinCap Fridays
This week's FinCap Friday offers some details about a recent philanthropic move made by one of the wealthiest Americans. In light of the student loan debt crisis, his news came as a pleasant surprise to many students graduating in Atlanta as part of the class of 2019. Find out more about the recent news and what the buzz was all about: If you prefer not to use the online Kahoot quiz, we've added a no-tech version with the questions embedded in the presentation deck!...

FinCap Friday: Strong Shoe Game

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May 16, 2019
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FinCap Fridays
In this FinCap Friday, we feature a hidden multi-billion dollar industry: Sneakers! Contrary to popular belief, the money isn't made in retail, but rather through resale. New companies even allow for verified sneakers to be bought and sold in the secondary market in a way that was not possible in previous decades. Play this FinCap Friday to find out more about the sneaker culture and world that consumes many a "sneakerhead!"  Short on time this week? Try our FinCap Friday (No...

FinCap Friday: Beyonce the Entrepreneur

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May 09, 2019
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FinCap Fridays
In this FinCap Friday, we highlight one of the most successful singer-turned-entrepreneurs of all time: Beyonce. Her success isn't just due to her musical talent, but also due to her business savvy! Play this FinCap Friday to find out what some of Queen Bey's most recent internet-breaking entrepreneurial moves have been. If you're short on time, try our FinCap Friday (No Tech) here! Questions are embedded into the slide deck.  ----------------- Check out all of our FinCap...

FinCap Friday: Clothing Stores Are Closing Stores

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May 02, 2019
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FinCap Fridays
This week's FinCap Friday highlights a problem large retailers are having and dives into why this problem persists. How can physical stores keep up when more and more people are choosing to do their shopping on their phones or laptops? Tune into this week's episode to find out all the details: For those who prefer not to use the online Kahoot quiz, we've recently added a no-tech version that has the questions embedded in the presentation deck! ----------------- Check out all of...

FinCap Friday: Scroll, Tap, Pay

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Apr 25, 2019
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FinCap Fridays
This week's FinCap Friday reveals what's behind the new Checkout feature on instagram. Released in March 2019, this feature allows users to interact directly with brands on the app instead of going to outside webpages to shop. However, instagram has previously stated that they don't want shopping and ads to be "in your face" when you're scrolling, so what made them change their mind? Tune into this week's episode to find out all the details below: For those who prefer not to use the online...

FinCap Friday: Check-Up On Your Paycheck!

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Apr 18, 2019
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FinCap Fridays, Taxes
This week we dive into the controversy over missing income tax refund checks! Many U.S. taxpayers were expecting an income tax refund, only to find out after filing that they either received less than previous years or didn't get a refund at all. Many were left angry and confused because the results of their tax filing was not what they were accustomed to in the past. Play this FinCap Friday to clear up all the confusion and find out why so many Americans had this frustrating...

FinCap Friday: Not All It's Cracked Up To "G"

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Apr 11, 2019
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Current Events, FinCap Fridays
This week's FinCap Friday offers some details about the latest news related to 5G data and cellular service. From lawsuits to big announcements, the media is buzzing! There are some major differences between 4G/LTE data and 5G data, but does that mean everyone needs to push a 5G data plan to the top of their priority list? Find out about that and more below: For those who prefer not to use the online Kahoot quiz, we've recently added a no-tech version with the questions embedded in...

FinCap Friday: Getting Paid or Getting Played?

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Apr 04, 2019
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Current Events, FinCap Fridays
This week's FinCap Friday offers some information about the latest form of payment for many employees: the payroll card. Particularly relevant for teens, these prepaid debit cards are being offered as an alternative to paychecks or direct deposit. But do the fees that come the cards outweigh the benefits of having them? Find out below:    For those who prefer not to use the online Kahoot quiz, we've recently added a no-tech version with the questions embedded in the presentation...

FinCap Friday: Is I.P.O. The Way To Go?

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Mar 28, 2019
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FinCap Fridays
This week's FinCap Friday offers some insight into what it means for a company to have an initial public offering. In light of recent buzz surrounding the Lyft, Levi Strauss and Uber IPOs lots of people are interested in becoming investors early on but may not understand the potential immediate vs long term outcomes. Find out more about the recent news related to hot new IPO's below:  For those who prefer not to use the online Kahoot quiz, we've recently added a no-tech version...

FinCap Friday: Disappearing Dollars

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Mar 21, 2019
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FinCap Fridays
In this FinCap Friday we put the spotlight on a controversial topic: a cashless society. More and more news come out related to this topic and everyone wants to make predictions about what the future of money will look like. All we know for sure is that there is a technological revolution occurring and we are experiencing it everyday that goes by! What do you need to know about the cashless society debate? Explore this question right along with with your students in this week's FinCap...

FinCap Friday: And The Award Goes To...

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Mar 14, 2019
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FinCap Fridays
This week on FinCap Friday we dive into the details of the infamous financial aid award letter! It's known for being confusing and stress-inducing for high school seniors everywhere, but nonetheless it's critical in understanding the different price tags associated with attending the college of your dreams. A recent breaking story about college admissions fraud shows that the process of college admissions is far from simple, but understanding the costs after being admitted can be just as...

FinCap Friday: Pay the Price

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Mar 07, 2019
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FinCap Fridays
This week on FinCap Friday we cover inflation and how it can have an impact on average people. A recent article shows that the first 3 months of 2019 have been below 2% inflation, but there are certain items and purchases that have been inflating steadily over the past several years. Some of them more shocking than others! Find out more about recent news related to inflation below:   For those who prefer not to use the online Kahoot quiz, we've recently added a no-tech version of the...