About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her soon-to-be 7 nieces and nephews!

Author: Yanely Espinal

Best of... FinCap Fridays!

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Jun 18, 2020
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FinCap Friday, Featured Teachers
Thanks to NGPF Fellow, Jason-Lamont Jackson Sr., who teaches at West Orange HS in West Orange NJ for this post! - - - - - - - - - -   Student engagement while in a classroom has always been important and as we enter into unchartered territory in the Fall, finding creative ways to keep students engaged is paramount! Below is a list of Fin Cap Fridays that I've witnessed my students enjoy and dive into with passion. I must admit that because the FinCap Library has grown tremendously since I...

FinCap Friday: A Hazard to Your Wealth

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Jun 04, 2020
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FinCap Friday
For the EdPuzzle version of this activity, click here. In this FinCap Friday we check out some interesting trends related to the stock market. As coronavirus leaves it initial impact on the United States, sports games were cancelled and many business closed down so people had to find hobbies they could do right from the confines of their home! How much do factors like quarantine and business closing impact the stock market and the people who invest in it? Find out in this week's FinCap Friday:...

FinCap Friday: Banned From Banks

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May 28, 2020
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FinCap Friday
For the EdPuzzle version of this activity, click here. In this week's FinCap Friday we take a look at a very uncommon topic: ChexSystems. While many Americans know about the 3 credit bureaus and the credit score that is calculated using the data that they collect, most do not know about the ChexSystems agency and what type of data they collect to help banks make decisions about who to do business with. What types of data does this agency collect and what do they do with this data? Find out all...

FinCap Friday: Education Saves Jobs

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May 21, 2020
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FinCap Friday
For the EdPuzzle version of this activity, click here. This week, we take a look at the latest data around unemployment rates by education level. Does a worker's level of education matter more or less during an economic downturn? As more and more American workers are losing their jobs in the aftermath of coronavirus, statistics definitely show a clear trend about which jobs were cut right away and which types of workers had their financial situation affected in the most difficult way....

Activity Idea: Virtual Career Day

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May 14, 2020
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Activity
Thanks to Maggie Wohltmann, of the Business Department at Livingston High School, for this creative and incredibly timely activity idea! _ _ _ _ _    May and June are the time of year when teachers are wrapping up instructional content and beginning to roll out some enrichment activities that are real-world applicable. This could include resume writing, mock interviews, cumulative personal finance projects etc, but the most common event that teachers and students enjoy is a career day!...

FinCap Friday: Beyond the Curve [Automation]

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May 14, 2020
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FinCap Friday
For the EdPuzzle version of this activity, click here. In this FinCap Friday we check out the latest predictions about the future of work life in America. These predictions specifically take into consideration the potential affects of coronavirus on the way we work. Many economists have made predictions that make some Americans excited, while others cringe at the thought of those changes becoming reality. What are the most common predictions about our future as professionals? Find out in this...

FinCap Friday: Beyond the Curve [Frugality]

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May 07, 2020
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FinCap Friday
For the EdPuzzle version of this activity, click here. In this FinCap Friday we check out the latest projections from economists and other experts about the future beyond the coronavirus pandemic. Many experts have already shared lists of changes that they predict will be permanent throughout our society. Now, new survey data shows what the American people think about what their habits will be like in the future. What major changes do Americans think will stick? What do these new surveys reveal...

Friday (5/8) Events: NGPF's Virtual Teacher Appreciation Hour + Bonus Virtual PD

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May 07, 2020
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Professional Development
Could there possibly be a better way to close out Teacher Appreciation Week than to partake in these two events?    NGPF's Virtual Teacher Appreciation Hour at 3pm ET/noon PT is a social gathering for teachers and an opportunity for the NGPF team to show you how much we appreciate you and your incredible commitment to financial education! Be prepared to play games, participate in challenges and have a ton of FUN! Disclaimer: THIS VPD WILL NOT COUNT TOWARDS NGPF ACADEMY....

Congrats to the LIVE Watch Party & Scholarship Night Winners!

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Apr 30, 2020
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Contest Previous
Last night, the NGPF team hosted our first ever LIVE event on YouTube in celebration of Financial Literacy Month (April) and had nearly 2,000 people tune in live! Every year, schools host festivals and school assemblies to celebrate this important month, but due to school closures this year we knew that many students wouldn't be able to participate in these experiences. But Financial Literacy Month was NOT cancelled! It's safe to say that we officially ended Financial Literacy Awareness Month...

FinCap Friday: Beyond the Curve [Telemedicine]

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Apr 30, 2020
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FinCap Friday
For the EdPuzzle version of this activity, click here. In this FinCap Friday we check out the latest news about what economists think will change about our daily lives after the coronavirus pandemic is over. Many predictions are being made, but we will focus on one issue that impacts the way people seek medical care. What do economists and other experts think will change about the way we get medical care in the current climate? How would this impact average Americans? Find out in this week's...

Building the HYPE for NGPF's LIVE Documentary Watch Party & Scholarship Night

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Apr 28, 2020
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Advocacy
In case you missed it, April is Financial Literacy Awareness Month and this week it's sadly coming to and end. But, don't you worry - the NGPF community will make sure it doesn't end without a party! Date: April 30, 2020 Time: 5pm PT/8pm ET Location: NGPF's YouTube Channel Party details are linked here!  So how can YOU build up hype for this event with your students? Let's take a look at what some of the awesome teachers in the NGPF community are doing:  Jill Thompson who teaches at...

FinCap Friday: Major News From Major Credit Bureaus

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Apr 23, 2020
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FinCap Friday
For the EdPuzzle version of this activity, click here. in this week's episode of FinCap Friday we take a look at the latest news released by the 3 major credit bureaus, Experian, Equifax and TransUnion. After many, many years of business as usual the bureaus are making a change. What is the major announcement and how does it affect average people? Find out these details and more by clicking the linked image below: If you're short on time, try our simplified FinCap Friday (No...

Don't Miss NGPF's Documentary Watch Party & Scholarship Night on April 30th at 5pm PT/8pm ET!

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Apr 17, 2020
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Advocacy
    SAVE THE DATE: NGPF's Documentary Watch Party & Scholarship Night! In honor of Financial Literacy Awareness Month, NGPF is awarding $10,000 in student scholarships during a LIVE screening of "The Most Important Class You Never Had"   THURSDAY APRIL 30, 2020  5pm PT / 8pm ET We're bringing together educators, students, families, administrators, advocates & all other members...

FinCap Friday: It's a SCAMdemic!

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Apr 16, 2020
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FinCap Friday
For the EdPuzzle version of this activity, click here. This week on FinCap Friday, we dive into the latest news regarding scams that are related to coronavirus. The FBI issued an official warning about these scams and the increased number of them occurring since coronavirus was officially declared a pandemic. Hackers, scammers and fraudsters are looking to take advantage of people who feel unprepared or afraid during these uncertain times and they have a plan to profit from people's emotions....

FinCap Friday: IRS Lowers Taxpayer Stress

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Apr 09, 2020
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FinCap Friday
For the EdPuzzle version of this activity, click here. This week, we're diving into some of the recent changes related to filing taxes in 2020 for income earned during the 2019 tax year. These changes were announced in an effort to provide support and relief for everyday Americans. But, do the changes accomplish that? How do the changes affect average Americans and does the average person think it is enough? What other major changes to the tax processing system should we prepare ourselves for?...