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Why I Love Teaching Personal Finance -- from Fellow Kelly-Anne Rush

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Dec 03, 2018
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Advocacy, NGPF Fellows
Teachers who attend our Summer Institute in Palo Alto become NGPF Fellows the following school year -- this Fellowship includes presenting with us at PD sessions, offering NGPF feedback on products, writing guest blog posts, ... the list goes on. Today features a passionate, compelling blog post on the joy of teaching personal finance from Kelly-Anne Rush of Windham High School in Windham, Maine. Here's what Kelly-Anne has to say... Why I Love Teaching Personal Finance Six years ago my...

The Skinny on Student Loans

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Nov 28, 2018
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NGPF Fellows, Student Loans, Paying for College
The following blog post comes courtesy of NGPF Fellow, Deborah Kerby, of Tobyhanna Elementary Center in Pocono Pines, PA. ------ During my 17 years teaching high school students, I observed that many considered taking out student loans to pay for college to be an expected part of life. Many of their teachers share this expectation.  As an experienced personal finance educator, I believe it is important to show students that they have alternative options to assist them in paying for...

Question of the Day: Who is more likely to buy a home: a 25-30 year old with no student debt or one with more than $50k in student debt?

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Oct 24, 2018
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Question of the Day, Student Loans, Mortgages, Research, Chart of the Week
Answer: 25-30 Year Old with $50K in student debt Hat tip to NGPF Fellow Brian Page for sharing this awesome Question of the Day and chart below that he has used successfully in his classroom.   Questions: Overall, what has been the trend with all 25-30 year olds buying homes since 2005? What might explain this? [Hint: What happened in 2008-09?] Why do you think that 25-30 year olds who are current with $50K in student debt buy homes at greater rate than those with no student debt?...

View from the Trenches: The Checking Account Decision-Making Process (Without A Parent)

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Oct 08, 2018
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Checking Accounts, Teaching Strategies, Tips for Teachers, Activities
Thanks to NGPF Fellow Charles Kafoglis for sharing this recent checking activity he did with this students which yielded some surprising results. Here's the view from the trenches:  Each year, in my unit "Bank On It", I use the NGPF Activity to have students describe and compare checking accounts.  They must compare checking accounts from three different types of banks: national/regional/local, credit unions, and online banks.  One of the three banks must be their current...

A Great Reminder of Why We Do What We Do!

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Oct 01, 2018
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Personal Finance
Thanks to Aaron Greberman, educator at Bodine High School for International Affairs, who shared this at the recent NGPF FinCamp in Philadelphia:    Here is Facebook message I recently received from a former student. Comments like these are inspiring and serve as fuel to keep learning more so I can offer more to my students. Thanks again for making NGPF such a worthwhile and engaging program.   Here's the message from my former student:   Dear Mr. Greberman,    I'm...

A Reflective: My Five Favorite Fellow Lessons

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Sep 19, 2018
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NGPF Fellows, Summer Institute, Financial Literacy, Lesson Idea
The following blog post comes courtesy of NGPF Fellow, Brian Page, of Reading High School, OH. --------- What I really wanted to write was “My 146 Favorite Fellow Lessons”, but folks would likely shy away from an article that long, so I stuck with five. This July, a small group of us met at the NGPF Summer Institute to kick off a Fellowship. With only 12 of us, and numerous NGPF staff, the intimate setting led to learning that could not be scripted. Note taking was an ongoing process...

Question of the Day: How many Americans have over $1,000,000 in student debt?

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Aug 28, 2018
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Question of the Day, Paying for College, Student Loans
Answer: 101 Hat tip to NGPF Fellow, James Redelsheimer of Robbinsdale Armstrong High School of Plymouth, Minnesota for providing today's Question of the Day.  Questions: Did you think it was possible to have this much student debt? Analyzing the graph on the previous slide, what types of degrees typically result in the largest amount of student debt? Do you think someone with this much debt should be able to have some it forgiven by the government? Why or why not? Click here for...

Another Way to Reframe That Retirement Conversation: A Dollar Spent Today Could Be Worth .... In The Future?

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May 28, 2018
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Retirement, Compound Interest, Teaching Strategies
Thanks to Brian Page for sharing this rule of 72 example from his class. Might get your students to be more mindful about their spending and saving habits.      ...

Tech Tool Review: Celebrity Calamity

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May 23, 2018
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NGPF Fellows, Tips for Teachers, Credit Cards
Teachers who attend our Summer Institute in Palo Alto become NGPF Fellows the following school year -- this Fellowship includes presenting with us at PD sessions, offering NGPF feedback on products, writing guest blog posts, ... the list goes on. Today features a Tech Tool Review from Martha Somers of Broad Run High School in Ashburn, VA. Here's what Martha has to say... Tech Tool: Celebrity Calamity by Financial Entertainment Cost: Free Use Case:  Useful as a game at the end of the...

Tech Tool Review: Red Laser App

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May 16, 2018
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NGPF Fellows, Budgeting, Tips for Teachers
Teachers who attend our Summer Institute in Palo Alto become NGPF Fellows the following school year -- this Fellowship includes presenting with us at PD sessions, offering NGPF feedback on products, writing guest blog posts, ... the list goes on. Today features a Tech Tool Review from Martha Somers of Broad Run High School in Ashburn, VA. Here's what Martha has to say... Tech Tool: Red Laser app  Cost: Free Use Case:  Download app for Android or iPhone through Google Play or the Apple...

In The Trenches: Impact of Financial Education (5/15/18)

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May 15, 2018
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Personal Finance, Current Events
Thanks to Pam, Tony and Jackie for sharing their stories of the difference that personal finance education is making in the lives of their students. Whether it's understanding credit card details, making good choices during the new employee on-boarding process or protecting one's identity (knowing how to fix it when ID theft happens), financial education can empowers young people in so many ways.  From Pam Driscoll Foutch of Sangamon Valley High School (Niantic, IL) One of my former...

In The Trenches: The Impact of Financial Education

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May 01, 2018
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Financial Literacy, Personal Finance
Musings from a group of high school students in Michigan about the value of their personal finance course:    Sam:  We learned a lot about saving money, budgeting, and banking. My classmate Sophia and I are also both involved in DECA, a business organization. We were enjoying what we learned in class and decided to use it as a basis for our Financial Literacy DECA project. We spent lots of time on this project and learning about the importance of financial literacy. Everything we...

In The Trenches: Value of Financial Education

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Apr 24, 2018
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Personal Finance
Every Tuesday I share some great examples of the power of financial education to improve student lives. Thank you to the teachers who contributed these examples on our FinLit Fanatics group.  From a parent of a student in Julius Prezelski's classroom: I just wanted to let you know how awesome this class is that you are teaching. Your personal finance class should be required for all MSJ students. I wish I had a class like that in high school. I know Sean has really enjoyed the class this...

In the Trenches: The Impact of Personal Finance Education

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Apr 17, 2018
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Teaching Strategies, Tips for Teachers, Personal Finance
From Wayne Goulet of Randolph Technical Career Center (Vermont): I'm teaching the NGPF Semester curriculum as a Vermont Technical College (VTC) dual enrollment course in my classroom. We recently completed the Savings Unit. While teaching the unit, I was surprised to learn that many of my students do not have a savings accounts. However, on the day we completed the unit, one student decided he was going to visit a local bank to sign up for a savings account in order to deposit his paycheck from...

In The Trenches: The Impact of Personal Finance Education

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Apr 10, 2018
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Teaching Strategies, Case Study, Taxes, Professional Development, Interactive
Look for this new column, "In The Trenches," to become a regular feature on Tuesdays for the NGPF Blog. Teachers will share their experiences in the classroom and how they apply what they learned at NGPF PD events (FinCamps, FinCamps PLUS, Summer Institute and Summit). This week, we focus on how two NJ educators applied what they learned at the recent NGPF Summit. Kay Paolucci: Barringer Academy of STEAM (Newark, NJ) I wanted to share my experience with the 1040EZ activity. The activity supplies...