About the Author

Danielle Bautista

Danielle is a native of Southern California and a recent graduate from the University of Maine, where she braved the frigid winters—a feat in and of itself—and earned her Bachelor's degree in International Affairs. She has a passion for working with non-profit organizations and serving populations in underprivileged communities. When Danielle isn't writing NGPF blog posts, spearheading various outreach projects, or managing contests and flash surveys, you can find her doing some sort of outdoor activity, learning a new hobby, or cracking what she thinks are witty puns!

Author: Danielle Bautista

Financial Education According to Danielle: Store Credit and How Retailers Trick You to Sign Up

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Oct 18, 2018
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Budgeting, Current Events, Behavioral Finance
Seemingly every major retail chain is offering a branded credit card to their customers.  You’ve heard it before - “would you like to sign up for our credit card and get 15% off of today’s purchase?” What’s a good deal for the store may not be a good deal for you. Watch out for these retail tricks and think twice before buying something you don’t need on store credit - you may end up getting more than you bargained for. “You can get X% off your...

NGPF Podcast: Tim Talks To Gwen Tulin and Victoria Golden of Brain Arts Production (Chicago, IL)

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Oct 12, 2018
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Podcasts, Tips for Teachers, Personal Finance, Activities
Brain Arts Production is the brainchild—pun intended—of Gwen Tulin and Victoria Golden, who have a passion for using the dramatic arts to educate young people about money. This Chicago-based nonprofit has a mission to help students build financial literacy skills through the creative method of learning by doing. The organization teaches students money skills through projects such as pitching a business in a Shark Tank scenarios or staying on budget while producing a short film. Gwen...

Convenient or Dangerous?: The “One-Click Wonders” of Online Retail

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Oct 11, 2018
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Budgeting, Current Events, Behavioral Finance
Online retailers are finding shorter and simpler ways to reach shoppers’ hearts and wallets.  By reducing the number of steps required to place an order, Amazon, Domino’s, and others are hoping to boost their sales by making your life easier.  The ultimate consumer convenience, these new “one-click wonders,” could be dangerous to the financial health of those with weak impulse control.   One such “one-click wonder” is the Amazon Dash...

Schools in the News: Custom High School Debit Cards, Reality Fairs and Live Personal Finance Shows

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Oct 10, 2018
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Schools In News, Debit Cards, Personal Finance
  Credit union issues school debit cards (Albany Democrat-Herald) “Central Willamette Credit Union… has issued special debit cards for West Albany, South Albany and Lebanon high schools, each bearing their name and logo. Anytime someone swipes the debit card, the credit union makes a 3-cent donation back to the specific school…. The company has long awarded mini-grants to teachers for classroom projects. Central Willamette employees also spend hundreds of hours...

NGPF Podcast: Tim Talks to Financial Writer Morgan Housel

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Oct 05, 2018
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Podcasts, Investing, Stocks, Research
Read a Morgan Housel blog post and you'll get an engaging yarn, an analogy that simplifies a complex financial topic, and perhaps even a history lesson or in-depth look at the behavioral tics that make us human. Having graduated just prior to the Great Recession, Morgan cut his teeth at the Motley Fool prior to his recent gig as a partner at the Collaborative Fund, a venture capital firm. He’s written over 3,000 articles in the past decade, and he’s amassed quite the Millennial...

NGPF PAYBACK Challenge: Over $125,000 In Cash Prizes Available for Students!

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Sep 25, 2018
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Contest Current, Paying for College
Last spring, we debuted our inaugural PAYBACK Challenge to high schools across the nation. We're back at it again this fall just as students start the college application process. This scholarship opportunity is open to ALL 9th-12th graders. So, educators, check out the details below and sign up for the PAYBACK Challenge! Featured in the New York Times and recent winner of the 2018 Social Impact Webby Award, our college life decision-making game PAYBACK has been played by...

NGPF Podcast: Tim Talks to Author and Blogger Jonathan Clements

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Sep 21, 2018
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Podcasts, Index Funds, Investing, Behavioral Finance
Jonathan Clements is no stranger to the NGPF podcast (here and here), and he’s back to introduce his newest book, From Here to Financial Happiness: Enrich Your Life in Just 77 Days. This book elicits active participation from the reader from day one of their financial journey until the last. Readers will answer 31 questions in their quest for financial happiness including such toughies as... If money were no object, what would you change about your life AND When was the last time you...

NGPF Flash Survey: How Do You Engage Parents?

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Sep 20, 2018
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Flash Surveys, Parent Conversations
From parent-teacher conferences to open house night to casual conversations in the grocery store, we know that teachers are dedicated to making sure parents are involved in their child's education. We're looking to expand our reach and equip schools with the necessary resources to connect parents to personal finance, and we could really use your feedback to get the ball rolling! We're curious: How Do You Engage Parents? As always, survey respondents will be entered into a drawing for a...

NGPF Podcast: Tim Talks to Author Brandon Brumage

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Sep 14, 2018
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Podcasts, Personal Finance, Budgeting
  Brandon Brumage came into personal finance the way most people do: he made a few mistakes before having that “aha” moment and wondering, “Why didn’t I learn this stuff sooner?” That question inspired his inner journalist to write a book about the financial trials and triumphs he learned growing up. With his book, Brandon hopes that his words of wisdom will help students prepare for the rest of their financial lives. From discovering how to be mindful about...

Financial Education Explained By Danielle: Reevaluating Your Side Hustle

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Sep 10, 2018
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Career, Current Events, Employment, Entrepreneurship
Motley Fool recently released this article that detailed why side hustles could actually be costing consumers. It reminded me of a Money article that was published a few months ago, which included the findings from an MIT study about the actual hourly income Lyft and Uber drivers make after taking into account expenses like gas and repairs (don't forget the mints, too). Interestingly enough, the Money article found that “30% of Uber and Lyft drivers are actually losing money once expenses...

NGPF Podcast: Tim Talks To Financial Blogger Tadas Viskanta

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Sep 07, 2018
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Podcasts, Investing
To listen to this podcast, click here.  If you read the NGPF Blog then you have benefited from the handiwork of Tadas Viskanta and his blog Abnormal Returns. Having logged over 10,000 hours curating the best the web has to offer in finance news and research, Tadas offers up sound advice on how WE should be reading the financial press (hint: ignore the pundits spouting predictions). What's new in investment research? How will Fidelity's zero-fee index funds change the investing landscape?...

NGPF Podcast: Tim Talks to SecureFutures CEO Brenda Campbell

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Aug 24, 2018
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Podcasts
Brenda Campbell has played a pivotal role in developing SecureFuture's financial education programs that now serve thousands of youth in Wisconsin. Yet she continues to tinker to make her programs even better. Listen to Brenda as she describes how the model has evolved from in-class school programs to new initiatives like Money Coach. Her programs have achieved the holy grail for all financial education: positive and long-lasting behavioral change with her students. Her passion for the cause of...

NGPF Podcast: Tim Talks to Tireless Advocate and Educator Tiffany Zachmeier

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Aug 17, 2018
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Podcasts, Financial Literacy, Teaching Strategies, Advocacy
  Tiffany Zachmeier has greatly expanded the financial education efforts at Bay Federal Credit Union in Santa Cruz, California. What she and her credit union have accomplished in a little over a decade is nothing short of amazing. Since 2005, their program has reached over 20,000 people  in 1,000 workshops delivered at local schools, employers and non-profits in the community. As the BayFed CEO noted: "Tiffany has truly helped make a real difference in the financial lives of those in...

Schools in the News: State policies, teacher PD and Wise Students

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Aug 08, 2018
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Schools In News, Professional Development, Policy
TN Treasurer visits Elizabethton to launch financial literacy program (Elizabethton Star):  Through the program, each classroom sets up their own mini-economy where the children take on different roles such as merchants, bankers, and other professions to learn about earning and spending money. Students will also learn about evaluating expenses from a needs versus wants perspective, as well as financial topics such as loans, interest, and inflation. In the classrooms where the program has...

NGPF Podcast: Tim Talks To 403(b) Crusader Steve Schullo

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Aug 03, 2018
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Podcasts, Retirement, Investing, Stocks, Index Funds
  Ten years into his retirement, former LAUSD elementary school teacher and author Steve Schullo is still fighting the good fight for teacher retirement plans. This go-getter shares the insights from his teaching career and his passion to fix the current 403(b) mess. As the author of Late Bloomer Millionaire, you will learn how Steve's savings and investing plan helped him achieve a healthy nest egg. Listeners will also learn why he wrote Fighting Powerful Interests and the changes he...