About the Author

Mason Butts

After graduating from UCLA with a Master's in Education, Mason spent 5 years as a science educator in a South Los Angeles public high school. He is committed to supporting the holistic growth of all students and empowering them to live a life of relational, academic, and financial success. Now settled in the Bay Area, Mason enjoys facilitating professional developments and partnering with educators as they prepare students for a bright financial future. When Mason is not building curriculum or planning a training, he can be found cycling, trying new foods, and exploring the outdoors.

Author: Mason Butts

Question of the Day: What’s the average credit score for Gen Z?

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Aug 25, 2021
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Question of the Day, Credit Scores
Answer: 674 Questions: Why are credit scores important? What factors affect one's credit score? Why do you think Gen Z may have low credit scores relative to older generations? What might be some of the reasons? Here's the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (Experian):  "As Americans entered 2020, the economy—as measured by consumer confidence, spending, and stock market performance—was thriving....

Question of the Day: What is the scrap metal value of a Tokyo 2020 Olympic Gold Medal?

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Aug 23, 2021
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Question of the Day, Investing
Answer: $800 Questions: The "gold" medal is about 99% silver. Why do you think Olympic organizers chose this mix of metals?  Do you think an Olympic Gold Medal is worth more than just the scrap metal value? Why? Will this scrap metal value change over time?  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (CNN):  "The design of the medals changes for each games, and this...

Question of the Day (Update): What percent of financial advisers are women?

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Aug 18, 2021
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Question of the Day, Investing
Answer: 15-20% Questions: What skills do you think a financial adviser needs to have to be successful?  Given that women are about 50% of the labor force, why do you think so few are financial advisors?  What do you think could be done to change this situation?  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (Advisor News) "Women financial advisers make up 15 to 20 percent of...

Question of the Day: What percentage of people make purchases due to FOMO?

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Aug 16, 2021
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Question of the Day, Behavioral Finance
Answer: 60% of people make purchases because of FOMO, mostly within 24 hours. Questions: What is FOMO? How would you describe it? Have you ever experienced FOMO? How has it ever impacted your spending behavior? How can you avoid overspending due to social factors like FOMO? Here's the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (Trust Pulse):   What Is FOMO?FOMO, or fear of missing out, is the feeling of anxiety that...

Question of the Day [LGBTQIA+ Pride Month]: What action does ""Bad with Money"" podcast host Gaby Dunn recommend to better your financial habits?

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Jun 08, 2021
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Question of the Day, Checking Accounts
Answer: "Go through your bank statements!"   Questions: What are bank statements and what can you learn from them? Like Gaby Dunn, have you ever kept track of your spending habits and transactions? How did you feel when reviewing them? What are other actions could you recommend to a friend who wants to better their financial habits Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers...

Question of the Day: Which U.S. cities had the largest housing rental price increase in 2020?

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Jun 07, 2021
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Question of the Day, Budgeting
Answer: Las Vegas, NV: 45.6% Buffalo, NY: 41.8% Scottsdale, AZ: 36.8%    Questions: What has caused the rental prices to increase in these cities during 2020? Would the cost of housing and rental prices affect where you decide to live? Why? How might an increase or reduction in housing rental prices affect a decision to pursue homeownership? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.  ...

Question of the Day: Which U.S. cities gained/lost the most inhabitants during 2020?

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Jun 01, 2021
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Question of the Day, Current Events
Answer from USPS Change of Address Requests:   Questions: What factors impacted the movement of people during 2020? Where do you think the cost of living is higher? Explain your answer. Has the last year influenced your decision of where you would like to live in the future? How? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (MyMove): "According to USPS data, big cities lost the most...

Question of the Day (Update): How quickly do you need to report a stolen debit card to get all your money back?

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May 25, 2021
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Question of the Day, Checking Accounts
Answer from Federal Trade Commission: Before any unauthorized charges are made. Questions: Do you know anyone who has had their debit card stolen? What happened? Since there is a thriving market in cloned debit cards, what can you do to protect yourself if your account is hacked? If you don't tell the bank about your card being stolen and your account is drained, is the bank required to pay you back after 60 days after your monthly statement is mailed to you? Click here for...

Question of the Day: What’s the real value of $100 in each state?

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May 23, 2021
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Question of the Day, Budgeting
Answer from Tax Foundation: Purchasing power (a.k.a. cost of living) becomes a critical consideration for students considering where they would like to live or even go to college. $100 will buy you a lot less if you attend college or live in New York City vs. rural Maine. This national map shows how purchasing power varies by state. How to read this chart: To better understand, imagine a store offering a range of goods and services, each for sale at the national average price for that...

Question of the Day: What states saw the biggest decrease in average credit card balance in 2020?

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May 18, 2021
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Question of the Day, Credit Cards
Answer: Alaska and California with a decrease of 18%   Questions What changes in credit card debt occurred in your state in 2020? What do you think were the causes of this decline in credit card balances? How would you strategize to avoid carrying credit card debt if possible? How would you budget to pay off debt, whether it's a credit card, student loan, car loan, etc? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind...

Question of the Day [AAPI Heritage Month]: Who is the cofounder of the streaming data technology company currently valued at $4.5 billion that hosts Netflix?

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May 17, 2021
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Question of the Day, Career
Answer: Neha Narkhede Questions: As the technology that makes streaming possible, what are some of the ways that Neha Narkhede's work has impacted the world? How has it impacted you personally? Neha started as a software engineer at LinkedIn and progressed through her career until she co-founded her own multi-billion dollar company. How are you inspired by her work and story? What are ways that you have persevered in your own life to achieve your goals? Click here for the ready-to-go...

Question of the Day: What is the highest paid profession in your state?

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May 11, 2021
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Question of the Day, Career
Answer: Questions: What common characteristics do you notice about these jobs? What training/education is required for these positions? What jobs do you think can be done by robots in the future? Are any of these jobs of interest to you? Are they any that you want to do further research on? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (howmuch): "We found data on the highest-paid...

Question of the Day: What types of scams have quadrupled in dollars lost since 2016?

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May 10, 2021
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Question of the Day, Financial Scams
Answer: Romance Scams Questions: Why do you think romance scams have grown so rapidly in recent years?  What are warning signs that something could be a scam? How might scammers be using technology to create romance scams?  Here's the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (Federal Trade Commission): "They say love hurts. With romance scams that’s doubly true – hearts are broken and wallets are...

Question of the Day [AAPI Heritage Month]: Eric Yuan (who is worth over $13 billion) is founder and CEO of what company?

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May 05, 2021
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Question of the Day, Career
Answer: Zoom, the video conferencing platform Questions: What elements have made Zoom such a successful company over the last few years? What are some important characteristics that Eric Yuan may have shown throughout his time founding and running Zoom? Have you ever had an idea "before its time" that eventually became an important part of everyday life? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind...

Question of the Day: What was the U.S. personal savings rate in March 2021?

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May 02, 2021
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Question of the Day, Savings
Answer: 27.6% (as of March 2021) View the current Savings Rate   Questions:  How does the personal savings rate today (about 27.6%) compare to the rate during other periods of time? In our current historical moment, what factors have caused the personal saving rate to be so high? What do you think is a good saving target to aim for personally? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Wall Street...