About the Author

Mason Butts

After graduating from UCLA with a Master's in Education, Mason spent 5 years as a science educator in a South Los Angeles public high school. He is committed to supporting the holistic growth of all students and empowering them to live a life of relational, academic, and financial success. Now settled in the Bay Area, Mason enjoys facilitating professional developments and partnering with educators as they prepare students for a bright financial future. When Mason is not building curriculum or planning a training, he can be found cycling, trying new foods, and exploring the outdoors.

Author: Mason Butts

Question of the Day [LGBTQIA+ Pride Month]: What action does ""Bad with Money"" podcast host Gaby Dunn recommend to better your financial habits?

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Jun 08, 2021
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Question of the Day, Checking Accounts
Answer: "Go through your bank statements!"   Questions: What are bank statements and what can you learn from them? Like Gaby Dunn, have you ever kept track of your spending habits and transactions? How did you feel when reviewing them? What are other actions could you recommend to a friend who wants to better their financial habits Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers...

Question of the Day: Which U.S. cities had the largest housing rental price increase in 2020?

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Jun 07, 2021
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Question of the Day, Budgeting
Answer: Las Vegas, NV: 45.6% Buffalo, NY: 41.8% Scottsdale, AZ: 36.8%    Questions: What has caused the rental prices to increase in these cities during 2020? Would the cost of housing and rental prices affect where you decide to live? Why? How might an increase or reduction in housing rental prices affect a decision to pursue homeownership? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.  ...

Question of the Day: Which U.S. cities gained/lost the most inhabitants during 2020?

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Jun 01, 2021
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Question of the Day, Current Events
Answer from USPS Change of Address Requests:   Questions: What factors impacted the movement of people during 2020? Where do you think the cost of living is higher? Explain your answer. Has the last year influenced your decision of where you would like to live in the future? How? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (MyMove): "According to USPS data, big cities lost the most...

Question of the Day (Update): How quickly do you need to report a stolen debit card to get all your money back?

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May 25, 2021
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Question of the Day, Checking Accounts
Answer from Federal Trade Commission: Before any unauthorized charges are made. Questions: Do you know anyone who has had their debit card stolen? What happened? Since there is a thriving market in cloned debit cards, what can you do to protect yourself if your account is hacked? If you don't tell the bank about your card being stolen and your account is drained, is the bank required to pay you back after 60 days after your monthly statement is mailed to you? Click here for...

Question of the Day: What’s the real value of $100 in each state?

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May 23, 2021
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Question of the Day, Budgeting
Answer from Tax Foundation: Purchasing power (a.k.a. cost of living) becomes a critical consideration for students considering where they would like to live or even go to college. $100 will buy you a lot less if you attend college or live in New York City vs. rural Maine. This national map shows how purchasing power varies by state. How to read this chart: To better understand, imagine a store offering a range of goods and services, each for sale at the national average price for that...

Question of the Day: What states saw the biggest decrease in average credit card balance in 2020?

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May 18, 2021
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Question of the Day, Credit Cards
Answer: Alaska and California with a decrease of 18%   Questions What changes in credit card debt occurred in your state in 2020? What do you think were the causes of this decline in credit card balances? How would you strategize to avoid carrying credit card debt if possible? How would you budget to pay off debt, whether it's a credit card, student loan, car loan, etc? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind...

Question of the Day [AAPI Heritage Month]: Who is the cofounder of the streaming data technology company currently valued at $4.5 billion that hosts Netflix?

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May 17, 2021
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Question of the Day, Career
Answer: Neha Narkhede Questions: As the technology that makes streaming possible, what are some of the ways that Neha Narkhede's work has impacted the world? How has it impacted you personally? Neha started as a software engineer at LinkedIn and progressed through her career until she co-founded her own multi-billion dollar company. How are you inspired by her work and story? What are ways that you have persevered in your own life to achieve your goals? Click here for the ready-to-go...

Question of the Day: What is the highest paid profession in your state?

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May 11, 2021
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Question of the Day, Career
Answer: Questions: What common characteristics do you notice about these jobs? What training/education is required for these positions? What jobs do you think can be done by robots in the future? Are any of these jobs of interest to you? Are they any that you want to do further research on? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (howmuch): "We found data on the highest-paid...

Question of the Day: What types of scams have quadrupled in dollars lost since 2016?

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May 10, 2021
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Question of the Day, Financial Scams
Answer: Romance Scams Questions: Why do you think romance scams have grown so rapidly in recent years?  What are warning signs that something could be a scam? How might scammers be using technology to create romance scams?  Here's the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (Federal Trade Commission): "They say love hurts. With romance scams that’s doubly true – hearts are broken and wallets are...

Question of the Day [AAPI Heritage Month]: Eric Yuan (who is worth over $13 billion) is founder and CEO of what company?

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May 05, 2021
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Question of the Day, Career
Answer: Zoom, the video conferencing platform Questions: What elements have made Zoom such a successful company over the last few years? What are some important characteristics that Eric Yuan may have shown throughout his time founding and running Zoom? Have you ever had an idea "before its time" that eventually became an important part of everyday life? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind...

Question of the Day: What was the U.S. personal savings rate in March 2021?

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May 02, 2021
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Question of the Day, Savings
Answer: 27.6% (as of March 2021) View the current Savings Rate   Questions:  How does the personal savings rate today (about 27.6%) compare to the rate during other periods of time? In our current historical moment, what factors have caused the personal saving rate to be so high? What do you think is a good saving target to aim for personally? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Wall Street...

Question of the Day: What careers is Gen Z most interested in?

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Apr 28, 2021
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Question of the Day, Career
Answer: Questions: What is your desired career at this point? Why does that interest you? What education/training do you need for this career? Have you ever had a conversation with someone who does this job? What did you learn OR what would you ask them? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (Indeed): "Almost half of our list of popular jobs for Gen Z is made up of tech-related jobs, including the top...

Question of the Day (UPDATE): What is the cost to repair an iPhone screen?

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Apr 25, 2021
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Question of the Day, Insurance
Answer: $30 to $280 Questions: Have you damaged your phone in the last year? If so, have you gotten it repaired? The cost of AppleCare+ is either a one-time fee of $200 or $10 per month. If you want loss and theft protection too, it’s $270 or $13.50 per month. Is having this insurance a “good deal?” Explain your thinking. Do you carry cell phone insurance? Why or why not? Here's the ready-to-go slides for this Question of the Day that you can use in your classroom....

Question of the Day (Update): What percent of Americans do not receive a steady paycheck?

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Apr 21, 2021
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Question of the Day, Career
Answer: 30% Questions: What are ways that workers can “smooth over” those periods where they are earning a smaller paycheck?If this is the “new normal” for employment, how should you think about your largest fixed monthly expenses (rent, car payment, etc.)? What are some “side hustles” people do to supplement their incomes? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind...

Question of the Day: What sneaker brand had the highest average resale value in 2020?

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Apr 18, 2021
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Question of the Day, Budgeting
Answer: Jordan (averaging a resale price of 54% above retail) Questions: Have you ever bought or sold a product in the resale market? Why? Why are certain brands/products so desirable in the resale market? 2020 saw a boost in sneaker resale. What caused this spike in sneaker sales? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Statista): "Over the past few years, the secondary sneaker market has grown into a beast...