About the Author
Beth Tallman
Beth Tallman entered the working world armed with an M.B.A. in finance and thoroughly enjoyed her first career working in manufacturing and telecommunications, including a stint overseas. She took advantage of an involuntary separation to try teaching high school math, something she had always dreamed of doing. When fate stepped in once again, Beth jumped on the opportunity to combine her passion for numbers, money, and education to develop curriculum and teach personal finance at Oberlin College. Beth now spends her time writing on personal finance and financial education, conducting student workshops, and developing finance curricula and educational content. She is also the Treasurer of Ohio Jump$tart Coalition for Personal Financial Literacy.
Reading List for February 16-17
By Beth Tallman
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Feb 15, 2019
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Personal Finance, Budgeting, Paying for College, Taxes, Retirement, Current Events
Personal Finance
Valentines Day article: here is great pickup line: “Be my financially compatible Valentine?” (WSJ)
For those fans of “personal finance on a postcard” concept, here are the rules of thumb according to (Money Maven).
More on taxes from Michelle Singletary of the Washington Post, including what NOT to do if you find you owe the IRS money. (New tax laws > lower withholding > lower refunds, if any.)
Budgeting
Some fun celebrity facts to bring home the...
Reading List for February 9-10, 2019
By Beth Tallman
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Feb 08, 2019
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Budgeting, Career, Investing, Economics, Paying for College, Advocacy
Advocacy/Legislation
New bill would require students in Texas to pass financial literacy class. (KXAN)
Paying for College
A NEFE study shows that mandating personal finance education DOES make a difference when it comes to borrowing for college.
Did you know that February is Financial Aid Awareness Month? Look out for more on this subject this month!
Credit
Looks like the CFPB will not pursue any rules to crack down on payday lenders as proposed in 2016. (NPR) (NYT) This is open for...
Reading List for Feb 2-3
Economics
A whopping 304,000 jobs were added in January, but December’s 312,000 was revised down to 222,000. Get all the details here: (NYT)
Investing
State Street basically invented the ETF, so why has its share of the ETF market steadily declined over time. (WSJ)
December market performance was the worst since the Great Depression, but January was the best in 30 years!!! Talk about volatility! (CNBC)
Budgeting
Do your budgeting lessons include covering hospital bills? These stats...
Reading List for January 26-27
By Beth Tallman
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Jan 25, 2019
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Financial Literacy, Personal Finance, Student Loans, Career, Parent Conversations
Financial Literacy
In case you missed this broadcast Tuesday, NPR’s The 1A included a segment on financial literacy education featuring NGPF’s Jessica Endlich, John Pelletier of the Center for Financial Literacy at Champlain College, and Laura Levine of Jump$tart.
Here is discussion of the increasing number of states requiring financial education, including a link to the Champlain College Financial Literacy Report Card. (Governing)
Personal Finance
Even doctors have a side...
Reading LIst for January 19-20
Advocacy
Looks like Financial Literacy is on the minds of state legislatures as they start their new sessions. Florida is the latest to consider a required course. (WPTV)
Personal Finance
Here is the most straightforward explanation I have seen as to why using your ApplePay™ (or other version) is the safest way to pay for things, after using cash, that is.(Kobliner)
This may not be news, but still worth mentioning that another survey has found most Americans could not handle a $1000...
Reading List for January 12-13
Financial Literacy Legislative Update
A bill has been introduced in the South Carolina Senate to require a one-semester class in personal finance for all high school students. (WMBFNews)
The state Treasurer of Rhode Island has also introduced legislation requiring public high school students to take a personal finance class before graduating. (WPRI)
New Jersey passed legislation mandating financial literacy content be delivered in grades six to eight. (Forbes)
The Massachusetts Education...
Reading List for Jan 5-6
By Beth Tallman
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Jan 04, 2019
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Personal Finance, Checking Accounts, Investing, Stocks, Mortgages, Paying for College, Economics
Happy New Year! Our first reading list of the year includes a couple of pieces that take a look back at 2018, including the wild ride on the stock market, as well as some "newer" news. Enjoy!
Personal Finance
Our friend Barbara O’Neill provides a great overview of what happened in the world of Personal Finance in 2018. (Journal of Financial Planning)
Beth Kobliner examines a Brooking Institute report on Artificial Intelligence and relates it to Financial Literacy....
2018 Holiday Reading List
Our holiday reading list is a bit longer than our usual list….it will have to last you two weeks! We hope you have a little down time to dig into some of the longer articles on the list. Enjoy your break and Happy Holidays to all!!!
Personal Finance
Experian reportedly will begin including utility payments in the credit score calculation, giving millions of people who only use debit cards a credit history/score. (WSJ)
With all of the changes in the tax laws for 2018, here is a...
Question of the Day: What was the most searched "What Is...?" on Google this year?
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Dec 16, 2018
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Question of the Day, Investing, Cryptocurrencies, Current Events
Answer: Bitcoin
Questions:
Bitcoin was once worth almost $20,000 and now it's hovering around $4,000. Any ideas on why the price has declined so much?
Do you know anyone who has invested in bitcoin?
Investors use the term "popping the bubble" in describing an asset that rises quickly and then drops sharply. Why do you think investors get so excited about certain assets like bitcoin while the bubble is inflating?
Here's the ready-to-go slides for this Question of...
Reading List for December 15-16
Personal Finance
Are you finding yourself broke this time of year? Michelle Singletary gives you five reasons to give for NOT giving Christmas gifts this year (WAPO).
Investing
What can we learn (teach our students) about bubbles? Let’s take a closer look at bitcoin. (Bloomberg)
Want more on Bitcoin? Did you know that “What is bitcoin?” was the number one search of that type on Google last year? (Morning Brew)
Another interesting piece from Morning Brew is a reflection...
Reading List for December 8-9
Personal Finance
Two articles popped up on this topic this week based on a research paper by economists at the Fed: Millennials are bucking trends not because they don’t want the same things previous generations wanted, but because they can’t afford them. (WAPO) (The Atlantic)
Ever go into a fast food restaurant and find you can’t pay with cash? No problem, unless you don’t have a credit/debit card or smartphone. (NYT)
Financial scammers play on your emotions, among...
Reading List for December 1-2
By Beth Tallman
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Nov 30, 2018
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Personal Finance, Mortgages, Investing, Mutual Funds, Career, Economics
Personal Finance
Kids and Christmas – tis that season once again, and Michelle Singletary shares some advice for keeping the spending under control. (Spoiler Alert: it can get easier if they no longer believe in Santa. (WAPO)
Are you caring for a parent? Michelle Singletary looks at both the personal and financial burden of caring for a loved one. (WAPO)
Millennials' spending habits have had significant impact on the economy. A new Fed study explains why they aren't spending (like...
Reading List for Thanksgiving Weekend 2018
By Beth Tallman
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Nov 23, 2018
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Investing, Personal Finance, Parent Conversations, Current Events, Stocks
Hope you all enjoyed Thanksgiving! For those of you NOT involved in Black Friday Shopping, here is some light reading you might enjoy if you aren't up for football!
Investing
Tech stocks have taken a big hit in this “market correction.” There are some great graphical representations about tech stock market capitalization here. (WSJ)
Here is the Visual Capitalist Chart of the Week with a different view of FAANG stocks in the bear market.
What are Value Investors now thinking about...
Reading List for November 17-18
By Beth Tallman
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Nov 16, 2018
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Personal Finance, Behavioral Finance, Career, Paying for College, Investing
Personal Finance-credit and borrowing
Don’t get carried away with Black Friday shopping and fall for those store credit cards. They are NOT a good deal. (Washington Post)
Will mid-term election results have any impact on student loans? (Forbes)
We are always warning students about borrowing too much for college, but here are two pieces on a paper coming out in the journal Education Next that suggests some borrowing may help some students succeed. (WSJ and NPR)
Computer algorithms are less...
Reading List for November 10-11
By Beth Tallman
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Nov 09, 2018
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Personal Finance, Investing, Parent Conversations, Cryptocurrencies
Personal Finance
Could developing countries and M-Pesa teach the US how to address the issues of the unbanked and underbanked? (CNN Business)
PBS announces a new series on personal finance called "Talkin' Money Minutes" is looking for a sponsor. They will be 2-3 minutes in length and air between shows. (Business Insider)
Charles Schwab’s daughter discusses the huge financial gender gap that goes way beyond the pay gap, and what can be done to help correct it. (MarketWatch)
Think...
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