About the Author

Beth Tallman

Beth Tallman entered the working world armed with an MBA in finance and thoroughly enjoyed her first career working in manufacturing and telecommunications, including a stint overseas. She took advantage of an involuntary separation to try teaching high school math, something she had always dreamed of doing. When fate stepped in once again, Beth jumped on the opportunity to combine her passion for numbers, money, and education to develop curriculum and teach personal finance at Oberlin College. Beth now spends her time writing on personal finance and financial education, conducts student workshops, and develops finance curricula and educational content. She is also the Treasurer of Ohio Jump$tart Coalition for Personal Financial Literacy.

Author: Beth Tallman

Reading List for January 21-23

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Jan 21, 2022
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Cryptocurrencies, Investing, Economics, Entrepreneurship, Budgeting
Investing By Wednesday, NASDAQ was in correction territory. (CNBC) Here is the latest market roundup from Yahoo Finance. Microsoft plans to acquire Activision for almost $70B. (CNN)  Black Rock CEO Larry Fink predict the next big start-ups will be tech companies devoted to helping the environment/climate. (CNBC) Goldman Sachs pundits see oil prices over $100/barrel. (Reuters) Funding of tech startups keeps rising. Will this apparent “bubble” ever burst? (NYT-subscription may be...

EconExtra: Inflation--Transitory or Persistent?

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Jan 15, 2022
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Economics
EconExtra is a series of posts that go beyond the textbook, relating current events and recent developments in economics to content standards, and providing resource suggestions to help you incorporate the current events into your lessons.   The Issue Given that this week’s CPI came in at yet another 40-year high made me think it might be time to revisit the inflation issue. Jerome Powell just recently dropped the descriptor “transitory” from his inflation commentary, but...

Reading List for January 14-16

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Jan 14, 2022
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Checking Accounts, Economics, Investing, Taxes
Banking Another bank (Capital One) drops overdraft fees. Here is the latest on this topic. (NPR)   Economics December CPI was released on Wednesday and came in at 7% over the previous year. (AP) (CNBC) What will these inflation numbers mean for fed rate hikes? Here is the Goldman Sachs prediction. (CNBC) And what is the Fed’s take on inflation? Powell testified before Congress this week (CNBC), and Lael Brainard discussed inflation in her Senate confirmation hearing this week as...

Podcasts in the Classroom - Holiday Shopping: Boom or Bust?

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Jan 10, 2022
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Podcasts
This series is designed to bring together a variety of shorter, readily available podcasts to introduce a topic from recent headlines and inspire discussion Towards the end of last year, we created a Podcasts in the Classroom blog post on the holiday shopping spree. In this post, we look back at how retailers and consumers fared during the holiday shopping season.  Here are some 2-4 minute Marketplace podcasts discussing these headlines. 12/27 Marketplace Holiday sales boosted by fear of...

Reading List for January 7-9

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Jan 07, 2022
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Financial Literacy, Investing, Economics
Financial Literacy My local NE Ohio newspaper had an opinion piece supporting Ohio’s new law requiring high school students take a personal finance to graduate. (Cleveland.com) And here is a piece supporting current Michigan legislation published in the Detroit Free Press.  For those already in the work force without the benefit of a personal finance education, this article looks at how companies are encouraging financial wellness among their employees. (Yahoo Finance)  ...

Reading List for New Year's Eve 2021

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Dec 31, 2021
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Current Events, Economics, Investing
While we shy away from “listicles,” it is difficult to get to the end of the year without posting some retrospective reviews of the past year’s events. Wishing you all a very Happy and Healthy New Year!   The Year in Review We will start with MarketPlace’s year in review. Lots of good graphics in this one. And Ben Carlson (A Wealth of Common Sense) provided his favorite and most telling charts from 2021. Inflation dominated headlines in 2021, particularly in the...

Reading List for Christmas 2021

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Dec 24, 2021
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Economics, Investing, Student Loans
Wishing you all a happy and healthy holiday break. Enjoy a much deserved rest. We will keep this week’s list short and sweet.   Holiday Food For Thought I like this idea: stop giving holiday gifts to adults. That would save time, money, and help the environment, and maybe reduce your stress level around the holidays. (Slate)   Economics We probably don’t need this report from the Commerce Department to tell us about inflation, but the PCE increased 5.7% in November. Read...

Reading List for December 17-19

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Dec 17, 2021
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Economics, Investing, Student Loans, Career
Economics The Federal Reserve Open Market Committee Meeting took place this week. Interest rates were not changed, but the taper in asset purchases was accelerated. (NYT Upshot) (NYT-Jeanna Smialek) (CNBC recap) Wholesale prices up a record 9.6% in November (year over year). (CNBC) Congress raises debt ceiling to avoid default. (CNBC) The Federal Reserve Bank of New York published its survey of Consumer Expectations. Check out the interactive graphics which break down expectations by all sorts...

Podcasts in the Classroom - Holiday Shopping Spree

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Dec 13, 2021
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Podcasts In The Classroom
This series is designed to bring together a variety of shorter, readily available podcasts to introduce a topic from recent headlines and inspire discussion The Black Friday and Cyber Monday sales events usually signal the kick-off to the holiday shopping season for many consumers. With supply chain issues and a decrease in in-store shopping, both retailers and consumers are approaching the shopping season differently this year, many starting much earlier. Here are some 2-4 minute Marketplace...

Reading List for December 10-12

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Dec 10, 2021
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Economics, Cryptocurrencies, Career, Student Loans
Economics The biggest news this week is the bigger than expected increase in the CPI announced this morning. The 6.8% annualized increase last month is the largest since November 1982. (CNBC) A Wealth of Common Sense’s Ben Carlson looks at the relationship between inflation and interest rates in his latest piece. Will Government Bond yields now rise? Weekly initial unemployment claims drop to the lowest level since 1969. (Reuters) Excess savings from the Pandemic are now dwindling for...

Reading List for December 3-5

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Dec 03, 2021
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Current Events
Economics November jobs number was a huge disappointment, but unemployment is down, underemployment is down, and hours, wages and labor force participation are higher. (Yahoo Finance) Unemployment claims continue to be low compared to pandemic levels, indicating a tightening labor market. (Reuters) (MarketWatch for more analysis) Jerome Powell drops “transitory” from inflation vocabulary during his hearing in front of Congress, (Yahoo Finance), and according to a Gallup poll, 7 out...

Podcasts in the Classroom - What’s “up” with Inflation?

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Nov 29, 2021
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Podcasts In The Classroom
This series is designed to bring together a variety of shorter, readily available podcasts to introduce a topic from recent headlines and inspire discussion You and your students might have noticed increased costs as US inflation hit a roughly 31-year high. There has been much discussion by economists over whether or not these price increases are transient, due to supply constraints coupled with increased demand, or if they may be more permanent.   Here are some 2-4 minute Marketplace...

Black Friday 2021 Reading List

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Nov 26, 2021
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Investing, Economics, Budgeting, Insurance, Student Loans
If you are not busy shopping, watching football or sleeping off all the Thanksgiving day food, here are a few articles to keep you occupied.   Investing Morningstar discusses whether gamification is good or bad for investors. This is a good discussion of the place for stocks and bonds in today’s world (and your portfolio.) (NYT) Are GE and J&J just the beginning of the end or marking the end of conglomerates. (NPR) Can you invest in index funds and avoid Chinese stocks? (CNN)...

Reading List for November 19-21

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Nov 19, 2021
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Current Events, Investing, Economics, Student Loans
Investing If you are looking for a longer read, this Mother Jones article looks at the crypto craze and the question of whether or not it is rational to jump into this market. The Federal Reserve Bank of San Francisco takes a look at a proposal to issue a 50-year Treasury Bond. (FRBSF.org)   Economics Read the latest on numbers of quits and job openings and wage growth. (Reuters) Existing home sales reached an eight-month high in September. (Reuters) Job growth over the summer was...

Podcasts in the Classroom - Current Events Edition: Supply Chain Disruptions

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Nov 15, 2021
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Podcasts In The Classroom
This series is designed to bring together a variety of shorter, readily available podcasts to introduce a topic from recent headlines and inspire discussion. Supply chain disruptions that are making it hard to buy things from food to cars.  There are shortages of raw materials and labor in the manufacturing process.  There is a backup of container ships in ports waiting to be unloaded, and a shortage of truck drivers to get the goods from the port to stores.  Prices are rising at...